"I spent my second transfer on buying a cow @14600 Kes and a cupboard @8900 Kes. I then spent 8000 Kes on my father's medical bill and and bought a wooden door @4800 Kes. I also bought a water container, utensils and food with the rest of the money."

"I spent 25000 Kes of my second transfer on boosting our motorcycle and bicycle spare parts business and boosted my fish business with 5000 Kes. I also bought iron-sheets @15000 Kes and spent the rest of the money on buying household items such as water container and utensils."

"I spent a larger portion of my third transfer on buying two dairy cows and used some on channeling piped water to my home."

"The biggest difference in my daily life is that I now have a house that doesn't leak. Apart from that, I can now harvest rain water for drinking at the door step."

"My life is different than it would have been without the transfer because through the transfer, I have managed to tap water in my home as opposed to before when I relied on stream water which was several miles away."

"I spent my second transfer to buy water pump that I will use during drought to water my seeding, I also bought food for my family and pay school fees for my children."

"I spent my second transfer to cement, sand, sand which I have used to renovate my house from mud to plastered. I bought food for my laborers, paid laborers who were renovating my house and those who fetched water for use. I bought a sack of maize for consumption and the remaining amount, I spent to buy shoes for my children, food and other household items which I did not have."

"I spent my second transfer to buy cement, sand which am planning to use to renovate my house. I bought household furniture, I also bought iron sheets which am planning to use in building my kitchen. The remaining amount, I spent to buy donkeys to assist me in fetching water since am far from the water source."

"I spent a larger portion of my second transfer on buying a water pump for irrigating my farm. I also gave my spouse 15000 KES to boost her shop business."

"I spent most of the second transfer to start livestock farming for my future use. I spent the transfer to buy furniture since l was using water container as my sites. I also spent the transfer to buy mattress and bed since l was sleeping on a mart. The remaining balance l spent to buy 1 sack of maize for my consumption."