"I spent my second transfer on buying a water tank for harvesting rain water because we have water shortage in our area. I bought building materials which I used in renovating my house because it had started wearing out I bought bedding for my children because their mattress was already old and used the rest of the money on buying food."

"I have save a lump -sum amount of money 40,000 KES which I am planning on spending it in the month of September 2017 on enrolling onto a teaching college since I believe after completion of this course I will be more competent and venture on white scholar jobs and provide for my family. I bought water container and household utensils. I also bought a bag of maize for my family's consumption too."

"I spent my first transfer on building a decent spacious house into two roomed house which accommodates my family members and now I have peace at heart since I no longer face the challenge of staying in a leaky house which could give me sleepiness night when it rains as I had to move my beds and my children to avoid them to be soaked in water."

"I spent 30000 KES of my second transfer on buying a water tank because we have water shortage in our area so I use it in harvesting rain water. I used 4000 KES to buy maize for consumption and used the rest of the money on paying school fee for my three children who are in secondary school to clear their fee balance."

"I spent my first transfer buying a sofa set seat which I didn't have.I paid school fees for my son who is in a vocational training institution carryout a tailoring course . I bought nails and 20 pieces of iron sheets which I am planning to use on expanding my house into a decent spacious house since the house I am staying in at the moment is small and not fitting my family members comfortably .I bought two bags of maize for my family's consumption and water container ( super drum).I have remained with 5000 KES."

"I spent my first transfer on purchasing a cellphone for my husband to use in communication , bought decent clothes for the whole family members and food for the family consumption. I also fixed a verandar to prevent water from entering in my house and used the larger percentage of the amount on purchasing a television so as to be at per with the local news ."

"I now have a reliable means of transport since I bought a bicycle. Being a business woman I do not spend any coin on transporting my goods. The bicycle too helps me in fetching water from the lake so I do not have to walk for a long distance to the river. I'm proud too I now have furniture of my own so I do not borrow anymore from neighbors."

"I spent my first transfer on buying bedding and a water pump to facilitate my husband's commercial tomatoes business . I bought 10 pieces of iron sheets which I am planning to construct a decent spacious three roomed house since at the moment I am staying at my co- wife's house who is away for work."

"The happiest part of my day is in the evening.This is the time when my step children return back from school. This children relieve me from fetching water and firewood. This brings joy and happiness to me."

"I'm now at peace for owning a cow so I believe I'll soon be having enough supply of milk without spending any money after the cow has given birth. I also find it easy to fetch water from the lake since I have my own bicycle thus I do not have to borrow bicycle anymore from my neighbors. This is the biggest difference in my daily life."