"I spent my third transfer on cementing my house and buying a bicycle for 10,000 KES to facilitate water transportation from the stream , which has been a very tedious activity to me . I also bought a television set for 18,000 KES for news and entertainment.The rest I spent on basic furniture(cupboard) as well as other miscellaneous needs."

"I spent my third transfer for a start -up Tree-Nursery Project for 100,000 KES (I had saved the entire second transfer with the intention of putting the moneys together for this very purpose). I bought seeds from different tree species (Gravellia 2 kg, Kaladadi 2kg, kayapo 2kg, whistling pine 1kg) and planted. To date I have 10,000 beautiful tree seedlings. I also sunk a Borehole as a source of water to support the Project fully since normally this area is rather dry.I have a corner at Bondo town where I sell the seedlings daily ,with weekly sales average of about 500 pieces. Life has changed for the better since these days my family gets food daily, unlike before when we could sleep in an empty stomach some of the time due to lack of income sources for both myself and my husband. I had started this project before but just had a few seedlings at home that whoever wanted would come to buy from there, but otherwise I mainly did odd jobs for people at a small fee. My husband’s occupation on the other hand is walking around to look for damaged plastic articles which he repairs at a small fee . I have so far saved 30,000 KES from the Project and hope to break even very soon. This is a marketable business in this part since the place is very dry and tree seedlings sell fairly well, especially in rainy seasons. I thank you very much."

"Since I live in a semi-arid land, water for domestic use has been my major problem and therefore when I received my third transfer, the first thing that I prioritized is a water tank that I am currently using for storing rain water that I use during drought season and it cost me 7000 KES. Next was school fees for my 2 children in a secondary school that I cleared with the rest of the money and this time round they were never sent home for fees."

"Initially, I lived in a grass-thatched house that looked pathetic-it was very old and leaky but when I received my second transfer, I bought 26 iron sheets and constructed a semi-permanent house where we currently live more comfortably-we are no longer rained on. The construction of the house consumed most part of the money and spent the rest on a bicycle that I can now use to ferry water over long distance during dry seasons."

"Part of my second transfer, I spent buying a water pump, but I did not manage to buy the pipes that are required for irrigation, so when I received my third transfer, I bought the pipes and now I have a complete irrigation machine, and being a horticultural farmer, I am glad my farm can be irrigated on time. I have so far expanded my farming. The remaining amount I spent on paying school fees for my children in school and bought food for my family consumes too."

"I spent my last transfer to buy some household items like mattress and a bed before I used to sleep on mat it was very uncomfortable nowadays I sleep and sometimes find it hard to wake up that is how comfortable I have got, I also bought a table and a sofa set, borrowing from my neighbors for seats and table when I had visitors was embarrassing and was really bothering me, then because there is water shortage in our area I bought a super drum to store water. Lastly for lighting I bought a solar panel this has helped my children while studying they dont have to study in the evening before darkness, I also bought three goats to rear and as a form of investment to help me during emergency. I would love to pass my gratitude to the organisation of Give Directly, my life has changed a great deal because of the help they extended to me I used to live a miserable life of sleeping in mats and not having enough to fend for my family but now I have those things I thought I could never own."

"I spent the larger part of my third transfer on buying an irrigation pump generator and pipes to carry out a small irrigation scheme where I am planting vegetables ,water melon and tomatoes which I sell to people of my village hence at the moment the yields are splending thus I am able to get double income to support with my family's financial needs as opposed to before the transfer, when I was relying on my neighbor's water pumps which lead to delays in my farm activities which times affected my yields negatively .I also bought cupboard and two sofa set seats ."

"I had no house or rather I had a small house and now I have a three roomed house, I used my last transfer to build a house, I also paid school fees for my brothers child an orphan who is in high school and my son who is in the university almost graduating, then lastly I bought some tanks for storing water, this is because we have water problem in the dry season so now a set during this season."

"I spent my third transfer on 2 bags of dry corn for family consumption for 12,000 KES since we did not have a harvest in the previous season, bought a plough for 6,000 KES to facilitate me in food production, bought seats and tables for 16,000 KES and a water storage tank for 6,000 KES as I did not have any before."

"I spent my third transfer on plastering our 3 room house for 30,000 KES to make the walls stronger thus protecting them from being washed off by rain water as has been the case in the past .I also bought an oxen for 15,000 KES that will make ploughing easier and production of food more effective."