"Receiving this money means meeting the educational needs of my children much easier than before. We have seven children in school, one being in private school and paying their fees has been a great hustle. We plan to invest in indigenous goats that we will rear here at home because they are easy to maintain in terms of water intake, grass and disease control. We will then be selling them as they mature whenever a financial need arises for example school fees and food. The rest will go into an account until my husband and I decide on the kind of business we would like to engage in as a more stable source of income. "

"Starting a food vending business has been my greatest ambition in life. As at today, I am engaged in casual work of fetching water and washing dishes for some hotels in order to get an income for my family's upkeep. Considering the nature of my job being temporary and low paying, I am forced to live a miserable life that has subjected me to ridicule. With the help of the transfers, I plan to reshape my life for the better since I will be able to start my own business which will be my reliable source of income. This will change the livelihood of my family, a life that I have longed for."

"I recently started a mango farming project but it hasn't stabled yet, I still have to invest more in it so that it can grow bigger. Therefore, for the next four months, I have an additional goal to save the coming transfers so that I can purchase an electric water pump which I'll be using to pump water to the farm. This will relieve me from the struggles of manually watering the plantation which is time-consuming and hectic."

"I spent part of my transfer to start a business of selling shoes. The business is so lucrative in this area and being that I had yearned to have started it for a long time, I decided to take the opportunity right away. Before then, I used to sell water or transporting people's goods using a cart but the income was too little. I cannot regret starting this business because I now get more income which I have been using to sustain myself well. I also bought bedding and clothes. My house had burnt down some months a go and I had to start all over again. I had started buying things but on a slow pace. I had only managed to buy a mattress. I thank GiveDirectly for changing my life."

"My life has tremendously improved in that, I'm completing the construction of my permanent house. I had started it but failed to finish due to lack of funds. When I move in, I will survive the hazards that the thatched house has exposed me to for a long time i.e sleeplessness during rainy nights and very cold temperatures. In addition, I planted one and half acres of water melon that will generate for me income in the near future after selling it."

"I spent a larger portion of my transfer on starting up a business. I sell caps and T-shirts. I can never regret starting this business because it is doing well and I get money daily as compared to the monthly salary from the garbage collection jobs which gave me very little income. Apart from that, I also started rearing pigs. I had gotten the experience from my group and I decided to also start my own because of the benefits that it has. When they give birth one can even get like fifteen piglets at once. When they are taken good care of, the pigs are sold to the nearby slaughterhouse and this translates to a lot of money. This is simply what I want to concentrate on so as to enjoy the benefits too. So far I feel good about this project because I am very busy as well. Before then, I used to collect garbage and sell water. It was also competitive because most of the youths were looking for such kinds of jobs. I could also get injured while in the process. I can only thank GiveDirectly for changing my life."

"When my wife sat for her secondary school examination last year, I was certain of a good grade but a bit sceptical about her qualification to join university. To my surprise she beat the odds to pass and has since got an admission letter to join Moi University. A four year journey course will require a lot of money. However, receiving this money means my worry has been lifted. My immediate plan is to invest my first transfer in a dairy cow and the remaining bit in maize and beans farming. Income generated from this agribusiness is enough income to finance my wife's university education and sufficient income keep my family above water."

"I spend my first transfer on buying a water tank for storing clean water for family use, wire mesh to fence my poultry house and the rest of the money I used it to buy gravel ready for cementing the floor of my house. This will bring to an end the costly maintenance of a mud-built house and make it easier to maintain as well as improve the general hygiene in our compound."

"I spent part of my transfer on purchasing an egg trolley and popcorn cage. I had my own search and found out that I would make good profits out of this business considering that I stay near the road. Apart from that, many kids in this area also enjoy eating these snacks. I am planning to sell boiled eggs as well as popcorns. Previously, I used to sell water and collect garbage in the neighborhood in order to earn a living. The income was very little that was not enough to take care of all my basic needs. I am glad that I get money on a daily basis which has really helped me to take care of my needs easily. In addition to that, the money also came in handy in facilitating my transportation cost to a friend's funeral."

"With a background and passion in veterinary work and farming, my plan is to rear indigenous goats that will be my financial security for future needs such as food, medication since am more prone to diseases due to my old age etc. I prefer goats for their resilience in drought as they can go for a couple of days without consuming a lot of water. They are easy to treat when sick unlike cows whose diseases are a bit complicated and expensive to treat. Goats multiply faster as they give birth twice a year compared to cows who do it once a year. They are also very marketable and more affordable as they cost as little as 1,500 shillings unlike cows which go for 13,000 shillings and above. Secondly, l would also like to buy furniture like chairs and curtains for my new house that my sister built for me. Lastly, I will save the remaining amount in my bank account till I get a good business venture that I can invest in. "