"I previously survived on crime where I mugged people to earn a living. This kind of lifestyle made it tough for me to mingle freely with other people, even my group members because everyone was always suspicious of my activities. For this reason, I could not benefit from any of the group's program that other youth benefited from which made me feel like an outcast. About a year ago, I decided to try and quit crime which gained me a little trust among the group members who offered me some little support. Life was still tough because I could not earn enough to take care of all of my needs and I was sometimes tempted to go back to my previous lifestyle. When I finally received the transfers, I got the opportunity to completely turn a new leaf and forget about ever going back to crime. The money helped me clean up and buy some critical household items and started living like a normal person. I have so far gained the complete trust of my group members and I can now benefit from some of the projects such as being in charge of the water vending station that the group owns where I earn an honest living. Besides having dreams would have never been imaginable for someone like me, the transfers have also enabled me to start a livestock project, rearing pigs which have been a great source of income"

"If I could not have received the money I could not have done large scale watermelon farming because I did not have enough land to cultivate. But since I spent the money on watermelon farming I have managed to get enough produce that I have sold to the nearest market and got the money that i spent to pay for my children school fee."

"The biggest difference in my daily life is that l am now staying in a very nice spacious iron roofed house where I no longer complain about raining rather and it has become as a blessing to me because I am able to collect rainny water from my iron roofed house. My children also learning very comfortably they are not worried of being sent home and their performance has also improved a lot. I am happy I no longer borrow seats from my neighbors any more as I used to do before ."

"The biggest difference in my daily life is that I am now living a happier life than before. This is because my family now have access to clean water all the time. Due to this, I no longer worry about us being infected with water-borne diseases due to the consumption of unclean water fetched from the water pans. Also, I no have enough time to work on my farm as I no longer have to walk for a long distance looking for clean water to fetch."

"After I am done with my usual morning household chores, I head to the nearby hotel and carry water for them until the daily target amount is reached. Later in the afternoon I get paid and then pass by the nearest market to buy some foodstuffs to cook for my kids. It is at this time that I feel happy since I know that my kids will have something to take for supper."

"I spent part of my transfer to purchase a dairy cow. I decided to buy one so that I would stop buying milk. This would greatly help me cut my daily expenses. True to my word, I have managed to save a lot. Instead of spending, I am earning money through the sale of milk from this cow. This is much better than being a housewife. I am glad that I do not depend on my husband to carter for everything but help him meet some of the household needs. Additionally, I bought two water tanks. Having them has saved me the time that I used to spend to and from the river which was far off. To add to that, the water is also clean. I was also lucky to build a cowshed. The transfer has transformed my life and it is my first time to own cows."

"My life is different than it would have been if I never received the transfer in that I am certain of access to clean water in my household since I have been able to purchase 5000 Litters water tank . At the moment is its raining in my region and I am harvesting water . Therefore , the struggle of walking to long distance in search of water in dry season because we live in an area where the climate is harsh and on such times with the water shortage at hand and rationing of water. I felt very disappointed after taking a far walk and all I would afford to get is a Jerry can . Its with joy that this challenges are behind me now . Secondly , in the foreseen future, I will no longer incur expenses of buying milk from my neighbors but rather I will get it from my dairy cow that I had bought with the first transfer ."

"I started building my new house using the first transfer but it was still incomplete. When I got my second transfer, I managed to cement it. It looks good and easy to clean. Apart from that, I bought some household items like seats and a bed. Previously I had outdated seats that would fall anytime someone sat on them. I also didn't have a bed. I used to sleep on the floor. I can not imagine the good sleep that I nowadays enjoy after building the house and buying the bed. In addition to that, I also bought a water tank. I nowadays drink clean water. I also stopped going to the river to fetch water because after buying the water tank, the harvested rainwater is able to sustain us up to the next rainy season. I finally bought a goat with the remaining amount. I am hopeful that it will soon multiply and increase in number. This will definitely increase my assets and make me wealthier."

"Having the two bulls I recently bought is the biggest difference achievement as of now. This is because the pair will be of great help to me in so many ways. One, they will really help me in my agricultural activities, previously I used to cultivate my land on my own. At times I would hire someone which was very costly and at times I could not afford it. It is now a relief to me since I will no longer hire or even till the farm since the pair is capable of doing it in a few days. I will also be able to prepare my farm in good time, and this will guarantee me a bumper harvest. Secondly, I will be able to earn more by hiring it to my neighbors. Lastly, the oxen will also help me in carrying water from the dams. I will no longer hire people to fetch water for me"

"The biggest difference in my daily life is that I am now a happy and contented person. This is because my family now dress decently and have enough food for consumption. Also, being able to build a decent kitchen for my family is an achievement for my family. I am now at peace since our items will no longer get soaked with rainwater during the rainy season. Also, our living room will always be clean since we will no longer be turning it into a kitchen anymore."