"My priority is to ensure my school-going children receive a good education, so I continue to allocate part of my transfers for their schooling. It is also essential to provide them with nutritious meals because a full stomach makes children happy and I intend to achieve this using part of the transfers. Additionally, I plan to use my transfers to expand my livestock, both chickens and goats, and ensure they are well cared for to multiply in number. This investment in livestock will provide a future income source to support my children's education. Ultimately, my children's happiness revolves around having access to food and education, and ensuring these needs are met brings me great joy."

"My house is small, cramped, and leaking, making it uncomfortable for us to sleep in. To improve our living conditions, I plan to save part of my transfers in our savings group. When the savings mature in December, I will withdraw them and use the funds to build a new two-room house for my family, ensuring we can sleep comfortably and warmly. Additionally, I plan to increase my livestock by using my transfers to buy goats, complementing the chickens I already have. The chickens are intended to multiply, allowing me to sell them to address any emergency issues that arise. The goats will grow in number and value, enabling me to trade them for cows in the future. These cows will then be used to plow my farm. I am very grateful and optimistic about my plans because they mean a lot to me."

"I have five children, and we all share a small house. My plan is to build a new house so my children can have their own space, and we, as adults, can have ours. To achieve this, I intend to balance my transfers between paying school fees for my children and purchasing building materials for the house. This way, I can gradually construct a new house for them. Additionally, I aspire to own cows for plowing my farm. To accomplish this, I have been buying chicken, hoping they will multiply. In the future, I plan to trade the chicken for goats, let the goats multiply and increase in value, and eventually trade them for cows. Achieving these goals means a lot to me and will bring me great happiness."

"I run a poultry business, so when I received my most recent transfer, I spent $50 on chicken feed. This investment is crucial because I rely on this project for financial income by selling eggs to support myself and my family. Additionally, I purchased five more chickens at $2 each to boost my poultry farming. With $12, I bought personal items like soap and a few pieces of clothing. The remaining $30 went towards paying off part of my fee balance from college. Unfortunately, I had a significant outstanding balance, which has prevented me from accessing my certificate. I am striving to clear the remaining balance to finally obtain my certificate and move forward in my career."

"I am trained in Early Childhood Education, but unfortunately, I lost my documents, which means I am not allowed to teach without tangible proof of my qualifications. As a result, I have been saving part of my transfer towards acquiring these lost documents. This month, I spent $55 from my most recent transfer towards this effort. Occasionally, I get jobs to teach, but once the head teacher realizes that I lack the necessary documents, I am dismissed and asked to return with the certificates. This is why I am striving so hard to retrieve them. Additionally, I have a child who will be starting school soon, so I need to save up to support him. I also spent $22 to buy five chickens. In our area, we experience prolonged droughts, making poultry rearing the best option since chickens consume less water, and their feed is relatively inexpensive. I also bought chicken feed for $8.50. Investing in poultry is practical because the market is readily available, and I can sell them if I face any financial difficulties. Finally, I used the remaining $16.50 to buy personal items like soap and body oil for personal use,"

"I reside in an ASAL (Arid and Semi-Arid Land) area where I regularly confront severe weather challenges. Recently, my area experienced devastating floods that resulted in the loss of my seven chickens, two goats, and one-acre bean farm. To recover, I am now compelled to borrow loans from SACCOS (Savings and Credit Cooperative Societies) to reinvest in agriculture, which is my primary income source. The loss of my hard-earned labor to the floods has deeply saddened me, especially considering the significant progress I had made towards achieving self-sufficiency."

"At the beginning of this year, my compound lacked any chickens. This changed after I harvested butternuts from my half-acre farm, earning KES 19,300 from their sale. With this money, I built a chicken coop and purchased four chickens. Today, I am the proud owner of 34 chickens, and selling their eggs brings me joy as it helps meet my family's basic needs."

"When I receive my transfers iam planning to buy a piece of land for my family on the safe grounds because we are living in somebody's land.i want to have my own land so that I can get stability and live a comfortable life with my family.Iam planning again to buy bed and mattress, food and chicken. Chicken business is booming in my area because there is ready market and they don't have high maintenance to keep them. Iam planning to expand my house with the remaining transfers."

"Am planning to buy a piece of land for my family because am living in somebody's else's land. Am planning to acquire one. Being a farmer my dream is to buy my own generator and pipes to irrigate my agricultural land whennever I want. I will buy livestock, chicken , food and clothing for my family with the remaining amount of money so that they can look healthy and beautiful."

"In the coming year and beyond, I want to engage in poultry farming and, if possible, start goat rearing. Since I do not have any source of income, once I establish this project, I will be able to sell chicken once they multiply. The income I get from selling chickens I will use to pay my college fees since I am planning to start my own salon business after completing my salon course. I have a passion for salon work; in fact, I already know the basics but I require more skills to do it perfectly. Once I complete this course, I will be self-employed and in a position to support providing basic needs for my family."