"When I received my second transfer, I used part of it to buy 17 iron sheets which I will use to construct my new house. I then bought a sofa set at a cost of 12000 KES since I did not have proper seats in my house. I also bought a goat and 2 chicken for rearing in my home. The balance was used on buying foodstuffs for my family since we did not have enough food in the house."

"I spent my second transfer on building an iron roofed house at 26,110 KES, used 11,280 KES to repair my motorcycle and bicycle, bought a mattress at 4,500 KES, five chickens at 1,500 KES, fishing net at 4,000 KES, then used the rest of the cash on little house items."

"I spent my transfer on starting a groceries kiosk business that is now my main source of income. I then bought some chicken to start a poultry keeping project as an alternative source of income."

"I spent my transfer on buying some livestock including a cow for milk and some few chicken which I will be keeping for our personal use. I then bought a few household furniture that I did not have like a bed, a new sofa set and a side board for keeping my utensils. "

"I spent my first transfer on buying food, one bag of maize, chicken feeds and some household items"

"I spent my first transfer on buying three chicken at 1,000 KES, a sack of maize at 3,500 KES, a mattress at 1,500 KES, clothes for my three children at 1,500 KES, paid 900 KES school fee for my three children in primary school, then used the rest of the cash on little house items."

"When i received my first transfer, I used 4000 KES from it to buy a sack of dry maize for my family's food. I then used 2000 KES to to buy a goat and another 2000 KES to buy 4 chicken for rearing in my home. The balance was spent on buying other small food items for my family too."

"The biggest difference in my daily life is that I no longer buy kerosene and I also don't sleep with my chicken in the same house anymore."

"I spent my first transfer on paying school fees for my two children who are in high school 6,000 KES. I bought a bag of maize for my family's consumption 3,000 KES and other household expenditures such as soap 550 KES. I also bought three chicken 450 KES ."

"I spent my first transfer on paying school fees arrears for my child who is in primary school 600 KES . I bought 10 chicken for domestic rearing purposes 3000 KES and clothes for my family members 2300 KES. I also paid debt which was overdue 4000 KES."