"It's been in my plans to build an iron-roofed house for my growing family. The current house I have is a grass-thatched house meaning I can't harvest clean rainwater for consumption. Our source of water is far and it's a seasonal river, it's water isn't usually good for consumption. It's also very tiresome carrying water on the back since we don't any other means. I moved to this current place a year ago and I haven't had enough money to build a house. This house will cost me ksh 30000. For the rest of the amount, I will purchase a cow for Ksh 40,000."

"My day is usually very busy. I start by doing house chores like fetching water before going to the shopping centre where I have my hairdressing business. I work till 5 pm on a busy day. I get back home in the evening feeling exhausted. The happiest part of my day comes in the evening after having my meal. This is because I take the time to relax after a busy day as I chat with my spouse and children."

"The biggest hardship is we live in a typical rural area and we lack alot of things such as clean water and money for food.i hope when i receive the first transfer i will use it to build a house and buy farm inputs such as fertiliser and improved seeds so that i should be able to harvest much more products next season."

"To me, receiving this money means I will be able to establish a better incoming generating activity at home. I am planning to spend KES80000 to invest in farming. I wish to use KES45000 to put up a chicken poultry farming in my compound since with this I will be able to collect eggs that I will use for household consumption and sales for income. In addition, I will use KES35000 to buy a dairy cow to add to my herd. Having more cattle in my farm means more milk production thus a higher income. With this higher income from farming, I will be able to meet my household's daily needs and children's education. We receive low rainfall in our area hence getting clean water is sometimes a hard task here. When I receive my cash transfer, I will use KES18000 to buy a 2300 litre water tank thus I will be able to collect clean rainwater from my iron roof and this will ensure I have clean water for my domestic use at my doorstep. I wish to spend another KES12000 to buy furniture and other household basic needs."

"Receiving this money will mean a lot to me. I'm currently constructing a house for my family. I will use some amount to tile the floors, buy a water tank because where we source water for use is very far and also buy a heifer with the amount."

"We rely on subsistence farming in order to meet our needs. I would love to add a cow to my herd in order to boost milk production for sale. I will use 300 dollars to purchase it. I will buy a water tank for 20 dollars since we get water from far and my wife is not able to fetch water because of her age. I will use 150 dollars to pay college fee for my younger son."

"Receiving this money means clean water to my family and health life. As a housewife getting clean water to drink for the family has been my biggest concern, I have been going up to 3 kilometers to get clean water from a nearby River. When I receive this money I'll spend ksh 30,000 to buy a water tank of 5,000 liter's, I will be able to tap rain water and get clean water for family use. I will use ksh 40,000 to buy a dairy cow and the remaining will go for foodstuffs and clothing's."

"I have always wished to own a piece of land for farming but due to financial instability I was not able to achieve my desire. This is because the place I used to farm earlier was at a lower place where my crops used to be carried away by running water. After receiving my transfer, I prioritize purchasing an acre piece of land which cost $350. I also bought one local dairy cow for $130 it will provide me with steady milk supply for the family. In addition, I am planning to use the male offspring when it reproduce as oxen for ploughing my farm. The remaining amount assisted me in purchasing enough food for the family."

"Receiving this money will enable me to buy fencing materials worth $300 to fence my compound. I always tie my cattle with ropes to prevent them from destroying my neighbor's crops and this has hindered them from getting enough feeds. I also intend to spend $35 to purchase a 3000-liter water tank for harvesting rainwater for drinking. I will also build a modern chicken coup for my poultry using $50 of my transfer, then add 20 more chicks for $2 each."

"When I received my transfer, I spent around KES 20,000 to connect piped water to my homestead. We settled on this as a family so that it would save me the hustle of walking for a long distance looking for water. In addition, I spent around KES 10,000 on clothings and KES 3000 to purchase a goat as a way of saving this money. Using the remaining amount, I bought two sacks of maize at KES 8000 and other household necessities for my family."