"The biggest differences in my daily life are I have built a decent three roomed iron sheet house which accommodates my family members comfortably in my own homestead and now I am freed from the challenges I used to face while living in a small squeezed leaky grassed thatched house.I have also added my herd of small livestock which I bought with the first transfer and flock of chicken too."

"I spent my second transfer on buying building materials such as 30 iron sheets , 60 timbers and nails since I am planning to build a three roomed house in my own homestead as at the moment I am staying in an old house and is almost collapsing. I bought a sofa set seats . I paid school fees arrears for my three children who are in primary school fees 1000 KES. I also bought 10 chicken for commercial poultry rearing."

"I spent my second transfer on the purchase of a dairy cow at 18000 KES and a spray at 4000 KES. I spent 10000 KES on boosting my cereal business. I spent the balance on buying a wire mesh, chicken and food."

"I spent 25000 KES from my second transfer on paying school fees for my child in secondary school because he was about to be sent home for the same. I then used 15000 KES to construct a poultry house in which I am rearing my chicken for boosting my family income. The balance was spent on food items for my family since we did not have enough food in the house."

"I spent my first transfer on buying a goat @3500 Kes and paid school fees of 2500 Kes. I also gave a tithe of 1000 Kes and with the remaining amount, I bought a chicken and spent the rest on buying food."

"I spent my second transfer on building a chicken house and starting a poultry farming. I also bought four goats to rare within my compound."

"I spent my first transfer on buying one bundle of maize flour to sustain my family, bought utensils for my kitchen, bought two chickens and uniforms for my children."

"I spent my second transfer on buying an ox at 16,000 KES, used 16,000 KES to erect a chicken house, then used the rest of the cash to start a maize business."

"The biggest difference in my life daily life is that I have manage to build a sanitary pit -toilet hence I no longer direct my visitors to my neighbor's toilet and I can say that my household's personal hygiene has also improve positively.I have also bought the necessary building materials and I am hopeful that I will accomplish my goal of fencing my homestead to enhance the security of my properties and the commencement of some of my pending developmental projects like rearing chicken for commercial purposes."

"I spent my second transfer on buying sewing machine and some fabric for my tailoring business. I paid school fees for my daughter who is in high school. I also expanded my chicken commercial rearing business into a large scale which I had started with the first transfer."