"I spent a portion of my transfer on paying dowry for my wife. For more than seven years that I had married this lady, I lacked finances that could enable me fulfill this rite of passage. Getting even daily food was a big challenge for me, meaning I couldn't even save a single cent towards any project. Secondly, I was fed up of cycling other people's motorcycle for a very meager commission that could not add any value to my life.I therefore opted for a second-hand motorcycle to help me gather some little income at the end of the day. This has greatly improved my living standards since I am able to meet my family's daily needs with a lot of ease. We no longer go hungry as was the case before. Thanks a lot to Give Directly for the support offered." (Occupation: Motorcycle or bicycle taxi)

"I spent my third transfer in the construction of a new house. Formerly I used to live in rental houses which used to be very expensive on my part. When I got the third transfer decided to build a new house which would save me from the pain of paying monthly rent expenses." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship which i faced was when some one stole the motorcycle which i was also given by some one to ride .this forced me to pay the bike to the owner."

"I spent my third transfer on buying an ox to assist me in cultivating my farm and now working on my farm has become easier as opposed to before when I mainly relied on labour exchange for cultivation which was tiring and time consuming.I bought a she-calf and a sofa set seats.I also bought clothes for my family members and deposit for a solar lamp." (Occupation: Motorcycle or bicycle taxi)

"I spent my third transfer on the acquisition of cows. I used to spend a lot of money on hiring out cows during farming seasons. I am now able to save the money that I used to hire out cows with. The other large portion of the money I used to buy cereals with which I stocked up because it was a period of drought and I did not have enough food in my house." (Occupation: Motorcycle or bicycle taxi)

"I spent all my third transfer on a motorcycle which my husband uses as a mode of transportation to generate for us daily income."

"I used live with my in-laws so when I received my third transfer I build a house and start a business of selling vegetable for my daily income at our local market." (Occupation: Motorcycle or bicycle taxi)

"I invested most of my third transfer on livestock farming. For many years, I survived on purchased milk on a daily basis, something that was very expensive for me. Similarly, I struggled a lot ploughing my farm manually as people with oxen ploughed theirs comfortably and very fast. I admired a lot such kind of a lifestyle but poverty could not allow me own any. I thank Give Directly a lot for enabling me rise a step higher to a level of comfort. Like other people, I am able to plough using oxen and in good time which has translated to an increased level of output." (Occupation: Motorcycle or bicycle taxi)

"I spent most of my third transfer on school fee, house renovation, and food than save the rest for my daily upkeep." (Occupation: Motorcycle or bicycle taxi)

"Immediately I got my third transfer, I paid course fee for a course I had wished to undertake for a long time. My dream is to be a renowned tailor. I am now almost done with my classes and I know once I start my own tailoring business my level of income will increase. The remaining part of the money I used in my farm. My farm yields increased and now I have stored enough food for subsistence use." (Occupation: Motorcycle or bicycle taxi)