"I would like to use part of my transfer on school fees.I will boost my hairdressing business and lastly,I will use the remaining amount to expand my house because it is squeezed."

"I am planning to use my transfer to supply chicken feed because the demand is high and there are few people in the business. I also want to do rice farming to increase my level of income so I can comfortably pay my son's school fee. " (Occupation: Small business)

"I am planning to make a donkey cart so I can earn money by transporting water for my neighbours. I also plan to revive my clothe business that collapsed due to capital."

"I am planning to use my transfer to pay school fee for my three children in high school and two in college. I'll set aside some little money to boost my basket weaving business so I can generate more income. "

"The biggest hardship I am facing in life is financial distress because my spouse does not have a reliable source of income and I operate a small business which does not help much because of the burden of school fee." (Occupation: Small business)

"I am planning to use my funds to boost my business so I can earn more income, start poultry farming because it has good returns, and plaster my house in order to get rid of dust and dangerous insects."

"I am planning to use my money to build a house because I am homeless, rear livestock and boost my charcoal business. I also want to invest in farming by purchasing seeds and fertilisers so as to realize good harvest."

"I have planned to pay dowry for my wife,I will set up a business and I will go for medical check up."

"I am planning to spend my transfer on buying a donkey that we can use in fetching water for people at a fee, I will also buy iron sheets that I will use in building a bigger house as I will also buy cement and sand that will be used in building the house. I will use part of the transfer on starting a small business of selling cooking oil in small quantities at our local market."

"I am planning to spend my transfer on contributing tithe in church using part of the first transfer, I will spend part of the transfer on paying school fees for my children and part of it also I will buy chicken so that I can start chicken farming and when I get the second transfer I will spend it on reviving my business of selling clothes and part of it I will spend on paying school fees for my children again. The final transfer I will spend on paying college fees for my son who cleared high school so that he can train as a teacher."