"I'm planning to cement my house both walls and floor because currently it's earth and expensive to repair more often . I'm also planning to invest the remaining amount in retail shop business."

"I plan to spend the transfer to construct a new house being that the one I currently have is in bad state. I also plan to spend the transfer to rent a piece of land where I can grow crops. I also plan to spend the transfer to start a business."

"My proudest achievement is having started a small business selling groundnuts and with the proceeds I was able to educate my son up to class eight."

"My proudest achievement is having started a small grocery business, this business has enabled me to educate my son, who is in secondary school, for the past two years." (Occupation: Small business)

"The biggest hardship that I face right now is lack of enough money to pay school fees for my children, my business is not very profitable at my present location and if I am unable to raise the required fees from my sales my children might have to defer their studies."

"My proudest achievement is having had a small business where I used to sell tomatoes and fish, this business enabled me to own a few chicken because I used to diligently save all the profit I used earned."

"My proudest achievement is having started a small business selling tomatoes, onions and vegetables, after saving for a while I was able to buy a goat with the proceeds from my business."

"I'm planning to invest the entire transfer in fishing business. This will enable me to earn daily income and feed my family with less ado."

"I spent 4,000KES on increasing stock for my fish selling business. My wife has been sick and therefore, I spent 6,000KES on medical expenses for her."

"I am planning to plaster my house and open a small business dealing with fast moving consumer goods."