"When I received my first transfer I bought building materials i.e iron sheets, nails, timber and poles and built a new house as I had one built out of iron sheets which is extremely cold or hot during rainy and sunny seasons respectively. The new house did not have windows and a secure door. I used the second transfer to buy steel doors and windows which I installed. Now my home is beautiful and secure from burglars. I also bought chicken mesh which I used in improving the security of the poultry from stray animals which kill them at night. This shall see the growth of my poultry into the selling stage hence increase in my income. I also paid a casual labourer to till my sugarcane farm which is the major source of income I solely depend on."

"I spent KES 30,000 of the second transfer to buy a dairy cow. I then used KES 3000 to pay my children's school fees I have 4 children in primary school. I bought 2 mattresses and blankets worth KES 6000. I also bought a goat worth KES 4000, two bags of maize worth KES 5000, chicken worth KES 3000 and then the rest went towards finishing a house that we had built using the first transfer."

"I used the transfer to buy building materials like iron sheets, nails, timber and steel door to build a new kitchen as I did not have one. We slept in one house with my kids and it was so small. The house was so much congested as we were keeping poultry in the house too. I built a two-roomed kitchen and a chicken pen where the children and the poultry now get to sleep separately and peacefully. It is also a farming season and my family depend largely on farm produce for consumption and income generation. I used part of the transfer to lease two more farms, buy hybrid maize seeds and hire a tractor to plough my farms ahead of the planting season. This means we will harvest more farm produce for sale and consumption hence increase in income for family upkeep. My child had an outstanding school fees balance and I was summoned by the teacher to clear it in time before they sent her home from school."

"I am planning to buy some chicken for rearing in the next few months. The eggs from these chicken will be sold and the income from this will be added on top of what I get from working as a teacher. "

"I have a goal of starting a poultry keeping. This I hope could do well because I will be using maize chuff for feeding the chicken. At the same time, the birds will be providing me with guano manure for soil fertility."

"To achieve a stable source of income and owning a rental house in Bamba has always been my dream. However, this has never come true because my casual job are not enough to meet our needs and save at the same time. With GD transfer I have the hope of achieving this in future and the only way is through quality investments. Therefore, the initial step in my journey is to start a livestock rearing project that will specialize in goats and chicken. This is because they multiply faster and are drought resistant enough to survive the harsh climatic condition in my area. Besides, I will start a small shop business in my area that will generate income to cater for food, clothing, medical and educational needs."

"I spent the second transfer in many ways among them paying school fees for my five children in primary school, bought them school uniform, purchased new furniture in our household and I also started poultry farming after purchasing six chickens. I am looking forward to growing the poultry farming."

"I became so happy knowing that my husband would fulfill the traditional obligation of paying my dowry. When I received the money ,the next day I had to cook chicken and rice to celebrate my happiness."

"In the next four months, I want to be able to increase the number of chicken that I am rearing and build a poultry house to take good care of my them. These chicken will be of great help to me in meeting the basic household needs and making further investments like buying a goat or a cow for the family. Rearing of chicken has been of great importance to me considering that we are now able to meet most of the households basic needs with much ease unlike before when we struggle a lot to make ends meet as a family. Increasing the number of chicken reared shall empower us to have enough money at our disposal that can help us meet the daily needs of the family and make other family investments for the family."

"I expect in the next six months to have purchased chickens. This will assist me with income to pay the school fees for my child. I will manage this by using transfers."