"My plan is to build a new house for myself since my current one is old,I will also build a good toilet since the one available is almost full,lastly I will start a fish mongering business to help with income generation. "

"I am planning to spend my transfer to start the business of buying and frying fish, then I sell at a profit as a way of earning a living. "

"We are planning to spend our transfer to start a cereals trading business. "

"I live with my deceased in-laws children and they had no place to sleep but i managed to build a new kitchen where they can spend. I also have materials to expand and plaster my house." (Occupation: Small business)

"I am planning to spend my transfer on building a new house as the one we have is very small, I will spend part of the transfer on starting a small business of selling fish and the remaining amount we will spend on paying school fees for our children who are in primary school."

"The achievement I am proudest is that I was able to buy a goat using using cash that I got from my business of making ropes using sisal."

"I am planning to spend part of the transfer to revive the second hand clothes business which I used to do but it failed. I will also spend my transfer to buy food and pay school fees for those of my children who are still in school. "

"The achievement I am proudest of is my small business of selling cooking oil. I do run this business from home. " (Occupation: Small business)

"I am planning to spend my transfer to buy a motorcycle which I will use to do taxi business. "

"The biggest hardship that I face right now is lack of enough money to pay school fees for my children and grandchildren who are orphans. If I am unable to raise the required fees they may drop out of school." (Occupation: Small business)