I spent my transfer on paying for college admission for my son and I also bought cement and sand which I used to plaster my house since the floor was in very bad shape.

I used 15000 KES from my second transfer to pay for my child's driving course since he had finished secodary school but I had no money to sponsor his college education. I then spent 20000 KES to plaster my house to make it more strong and attractive. I also had a son in secondary school whose fees was stressing me, so I took 10000 KES from the transfer to pay his school fees. The balance was then spent on buying goats and foodstuffs.

Following the drought that spoilt our crops last season, I had no food in my house; but when I received the second transfer, I was able to stock enough dry maize for my family to feed on, thus my family no-longer starves. This is the biggest immediate difference I have experienced in my daily life.

I spent my first transfer on cultivating and planting rice in my farm so that I can get earning from selling the yields I will get from the planted rice to support my family financially. I also paid college fees for my child hence I have hope that my child after completing the course, my child can venture into a white collar job and be independent.

I am planning to spend my Second transfer on paying school fees for my child who is enrolling to be a form four candidate next year. I am also planning to rent land so that I can expand my rice farming business to get double profits and plaster my house too into a semi permanent house to look presentable and save me from the cost that I incur when smearing my house with mud.