"I would like to use part of the money to build iron roofed house than the grass thatched l am in. Secondly because of security l would wish to fence our compound to enhance security. Lastly, I would like to open up a business inoder to sustain my family."

"I would like to use part of the money to open up a business to generate income to help support my family. Secondly l would wish to pay school fees for my children. Finally l would like to use the rest of the money to cement my house since l growing old and to not have that energy for frequent maintance. "

"I would like to use part of the money to build a house since I do not have any house . Secondly l would wish to open up a business to generate income to support my family. Finally l would like to use the rest of the money to pay school fees for my son. "

"I would like to use part of the money to expand my business to generate more income to sustain my family. Secondly l would wish to build a new home so that I can be my own home. Lastly I would like to pay dowry to my parents inlaw to appreciate them. " (Occupation: Small business)

"My proudest achievement is that l have managed to buy a cupboard for my own." (Occupation: Small business)

"My biggest hardship in life is lack of money to pay school fees for our children. " (Occupation: Small business)

"I would like to use part of the money to build my own house to have somewhere to call home. Secondly l would wish to complete my course since I dropped out because of college fees. Finally l would like to open up a business for my wife to help substitute my source of income. "

"I would like to use part of the money to build a bigger house because my house is very small to accommodate my family. Secondly l would wish to expand on my business to generate more income to help support my family. Finally l would like to use the rest of the money to pay school fees for my children who are in school. " (Occupation: Small business)

"I would like to use part of the money to finish up my house since my house is not yet completed. Secondly l would wish to pay school fees for my child who is joining form one next year. Lastly l would like to expand my business to generate more income to sustain my family. " (Occupation: Small business)

"I would like to use part of the money to pay school fees for my step children in high school who are orphans. Secondly l would to expand my house because it is very small to comfortable accommodate me with my family. Finally l would like to expand my business to generate more income to help support my family. " (Occupation: Small business)