"The biggest hardship that I face right now is lack of enough money to start a small business selling fast moving consumer goods like soap, cooking oil and sugar. I normally do odd jobs for a living but the income is not enough to cater for my families basic needs but if I have a small business I can improve their living standards."

"I am planning to start a small business selling second hand clothes, I will buy clothes at wholesale prices and sell them at retail prices. The remaining transfers will be used to buy sand, cement, timber, round poles, nails and iron roofing sheets which I will use to build a better house for my family."

"My proudest achievement is that I have a family. " (Occupation: Small business)

"I'm planning to spend my transfer on expanding my restaurant business, people do miss food because I don't have the capacity to prepare enough food. I am sure I will make good money. " (Occupation: Small business)

"I'm planning to spend my transfer on starting a business of selling fish which has high demand here. " (Occupation: Small business)

"The achievement i am most proud of is my farming business. It helps to provide for my family when I do not get other jobs to do"

"I plan to pay school fees for my class eight child I plan to start a business selling second hand clothes"

"The achievement I am most proud of is my motorcycle businesses. It brings income that sustains my family needs"

"The achievement I am most proud of is my taxi business. It helps to feed my family"

"My proudest achievement is that I own a rental house. " (Occupation: Small business)