"I plan to use the transfer to pay for my child school fees because she is joining form one next year. Secondly , I intend to buy a cow. Thirdly, I intend to start a small business of selling grains especially maize."

"I will use part of the transfer in planting sugarcane and maize since I have land but I have no money to use in farming.I will also use the rest of the money in opening a kiosk business since my job as a watchman does not pay well."

" I plan to plasta my house.buy home nacessities. Land and restart my fish business."

"The prudest achievement i have is building this house out of my simple businesses which has helped me to stay conformably as a single mother of three."

"I am planning to spend my transfer on building a beautiful house and also start up a business like food stuff business."

"My proudest achievement is being able to farm and carry out my business of making pancakes. As a result, i managed to buy my hens that I sold and bought iron sheets to replace the old licking ones"

"I am planning to spend my transfer on enlarging my house because the one i have has one room and its not enough for all of us. Secondly i am also planning to buy a cow so as i can also take some milk tea. Lastly i also want to start up a business for food items."

"I plan to boost my charcoal business.I will also buy building materials and build a bigger house since my current house is too small for my bigger family." (Occupation: Small business)

"I am planning to buy household items, start up a kiosk business for my wife and to open up a barber business for myself."

"The biggest headship I have ever had is having no capital to begin a business to support my family. "