"The biggest hardship I ve faced in my life is ulcers which often disturbs me for not eating on time due to insufficient food in the house hold." (Occupation: Small business)

"I am planning to spend my transfer on paying school fees for my children and the remaining balance to start a business."

"My proudest achievement is starting my small business of buying and selling coffee."

"I plan to pay school fees for my two children in form two.I will start a poultry farming business to help me sustain my family and to help me get some income."

"I am planning to spend the cash transfer on constructing a business house around our business centre."

"My biggest hardship in life is my health condition since I am Hiv positive. " (Occupation: Small business)

"My proudest achievement is that l have struggled through my business to keep my children in school. "

"I would like use part of the to open up a business to generate income to help support my family . Finally l would wish to do farming using some of the money. "

"I would like to use part of the money to start up a business to generate income to support my family. Secondly l would wish to further my studies since I did certificate in building and construction l would wish to have diploma. Finally l would like to expand my house to comfortable accommodate my family. "

"I intend to build a new house since my house is very small to accommodate my family. Secondly l would wish to start up a business to generate income to help my children. Finally l would like to use the rest of the money to buy household items for my house. "