"I spent my second transfer in buying I trailer of sand 14,000 KSH, murram 9,000 KSH, window frames 12,000 KSH and the remaining amount I've increased my stock in business." (Occupation: Small business)

"I spend my first transfer on starting a business of selling bricks 8000KES and 2000KES on buyinga business a food." (Occupation: Small business)

"With my upcoming transfer I would like to build a house, buy a water pump and do farming" (Occupation: Small business)

"Give directly supports us financially and you get to spend your money on whatever your heart pleases while other NGOs don't always support us financially " (Occupation: Small business)

"I spent the second transfer on buying a cow @ 15,000KES, and paid 5,000KES school fees. We needed a source of income because wew are both unemployed so my husband used the remaining 30,000KES as capital to start a fish retail business."

" Am planning to spend my upcoming transfer on building a house." (Occupation: Small business)

"I spent the first transfer on paying school of 5000 KES for my brother and used the the other 5000 KES to add stock to my business." (Occupation: Small business)

"Am planning to spend my upcoming transfer to replace the roof of current house with a new one, cement its floor then use the rest to expand on my kiosk and sewing business.."

"I would like to build a new house and a kitchen with my upcoming transfer" (Occupation: Small business)

"I'm planning to spend my upcoming transfer on building a new house, paying dowry and also opening a business."