"When I received my second transfer, I used most of it to plaster my entire house to make it stronger and give it a more attractive look. I used the balance to buy a boat and fishing nets, which my husband uses for fishing."

"I spent me second transfer on purchasing furniture @26000 Kes, spent 5000 Kes on finishing my house and bought fishing ropes @8000 Kes. With the rest of the money, I paid school fees, a sack of maize, a mattress and the rest on daily food and other consumables."

"I spent my second transfer to pay laborers who renovated my house and dug a pit latrine in my compound, I bought fishing ropes since my spouse is a fisherman. I spent some amount to pay for my medical bills and the remaining amount I have kept aside to buy cement which I will use to renovate my kitchen."

"I spent 30500 Kes on purchasing construction materials ( iron-sheets, nails, timber), paid labour charges and buying food for workers. I then spent 14000 Kes on hiring a bought and buying fishing net and spent the rest on food."

"Afternoon's makes me happy because I get to relax after fishing the whole night."

"I used a portion of the transfer to buy a fishing boat and fishing nets. I also purchased foodstuffs and other household items."

"I spent my second transfer on buying a heap of sand at 14000 KES, fishing net at 20000 KES, slaughtering my cow with breach presentation while giving birth at 6000 KES, 5000 KES on fees, 4000KES on mattress while 850 KES on a super-drum"

"The biggest hardship that I have faced is being bedridden for six months and having to depend entirely on my husbands meagre income that he gets from fishing."

"I spent most of my third transfer to buy fishing nets, ropes which my spouse uses for his fishing business. The remaining amount, I spent to buy two goats, shoes for my children, a sack of maize for consumption and also paid school fees for my children."

"My happiest time of the day is in the Morning when my husband comes back from his usual fishing job and he brings home an income that we can spend on that day."