"I would like to use part of the money to build a new house because my house is in a very bad condition. Secondly I would wish to open up a business to generate income to support my family since l have been doing casual work which is not reliable. Lastly I would like to buy a cow which will help me in future to pay school fees for my children. "

"Firstly, I intend to use part of the transfer to buy a piece of land where, I plan to put up a house, so that I would have my own home. Lastly, I plan to use the remaining amount to start a small business of selling commodities like sugar, milk, flour and others, to the villagers to sustain my family." (Occupation: Small business)

"Having bought two sheep with savings from my small business, is the achievement we are very proud of."

"Having started this my toiloring business, after the death of my husband, is the achievement am proudest of, because currently, I am able to earn some income to buy food for my children."

"My proudest achievement is that I have struggled with my two children upto form four and the other one upto college." (Occupation: Small business)

"The happiest part of my day is in the morning before going out to my business when I'm doing house chores. " (Occupation: Small business)

"I have planned to pay school fees for my three children who are in high school. I will also spare some money to expand my business." (Occupation: Small business)

"Finishing my house, starting a business "

"Building a house and starting up a business "

"Started a business, spent on household expenses "