"My life is different than it would have been if I never recieved the transfer since I have managed to build a big house,bought some cattle and invested in my business which is currently doing well."

"I spent my third cash transfer to buy a cow worth 26000KES,sheep 9200KES,hens 1800KES,chairs 2800KES,build a toilet worth 4700KES,invested 2000KES in business,food 1700KES."

"My new goals are to expand farming so that I may increase my harvest, start a small business that can sustain my family and connect my home to electricity supply."

"My new goals is to start cereals since its a good business here in the village. "

"I spent my third transfer to boost my hotel business for 27000 KES and to repair my car for 20000 KES"

"I spent my third cash transfer to purchase a motorcycle worth 35000KES,servicing the motocycle 2000KES,invested 3000KES in my business,iron sheets 800KES,maize 1000KES and spent the rest of the money to buy food."

"My biggest hardship is that I do not have a stable job to help me sustain my family." (Occupation: Small business)

"I am planning to spend my transfer on buying a plot of land. The remaining balance will help me get back to my former small business. "

"Our first plan is to use part of the transfer to pay school fees for our two children in secondary school, and also pay school levies for the three in primary. Secondly, we intend to use another part of the transfer to start a small business of selling grains. Lastly, we plan to use the remaining amount to enrol our daughter for a hairdressing course."

"Firstly, we plan to use part of the transfer to replace the iron sheets on roof of this house, because they are leaking when it rains, and also cement the floor. Finally, we intend to use the remaining amount to boost the stock of my business of selling grains." (Occupation: Small business)