"My first plan is to use part of the transfer to boost the stock of my fish-selling business. Secondly, I plan to use another part of the transfer to build my house at home, because currently I don't have one. Lastly, I plan to use the remaining amount to pay school fees for our child in secondary school in form two." (Occupation: Small business)

"My first plan is to use part of the transfer to buy a piece of land, and build a house, so that I have my own home. Secondly, I plan to use another part of the transfer to pay school fees for my child whom I expect to join secondary school next year. Lastly, I plan to use the remaining amount to boost the stock of my fish-selling business." (Occupation: Small business)

"The achievement I am very proud of is, having been able to provide for the basic needs of my family despite the the challenges I have faced, with savings from my small business." (Occupation: Small business)

"Our first plan is to use part of the transfer to build a house, because we already have a piece of land, so that we have our own home. Secondly, we intend to use another part of the transfer to pay school fees for our child, whom we expect to join secondary school next year. Lastly, we plan to use the remaining amount to boost the stock of my small business of selling fish." (Occupation: Small business)

"I plan to use the transfer in buying improved fertilizer and seeds to boost my farming.The rest I will use to expand on book selling business that I am doing." (Occupation: Small business)

"I used to do a small business. Out of it I was able to buy a plot of land with my deceased husband where I constructed my house. "

"I would like to use the transfer to build a better house for my family. My current house is in a poor state and might collapse during rainy season.I also intend to use the transfer on expanding my shoes making business by adding more stock; shoes soles,leather and threads. "

"I'm planning to spend my transfer on paying school fees for my three children in secondary, I also intend to cement the floor of my current house and lastly use the remaining amount to start a small business of selling foodstuffs. "

"My main intention is to build another house since the current one is very small, I will also use part of my transfer to pay dowry for my wife and lastly start a small business of selling foodstuffs." (Occupation: Small business)

"I'm planning to spend my transfer on paying dowry for my wife, build another house and lastly start a small business to help with income generation. "