"My main plan is to fence my home. People are just encroaching into it establishing several paths into it and this disturbs my peace of mind. It compromise my privacy and therefore I will use the whole of my second transfer to fence the home." (Occupation: Small business)

""Give_Directly transfer cash directly to recipient while other NGOs transfer cash to corrupt agencies." " (Occupation: Small business)

"I spent my second cash transfer on fixing doors and windows,paid school fees for the children to reduce the debt,bought food to sustain the family members,re-paid the loan that I had from a Rosca,bought building materials and spent part of the money to start my own business which is doing well right now."

"My husband died leaving me and the children in a small house and this made me very miserable but now am very happy I have purchased the building materials for my house which I intend to build and." (Occupation: Small business)

"I am planning to use my upcoming transfer to start a fish selling business for my wife and lease land to grow rice with the remaining money in order for the two of us to fend for our family needs."

"I spent my first transfer on paying school fees, bought nails and took some to my business"

"As a widow, I was under stress on where to get the money to build a bigger house and send my children to school, but after getting the transfer am now relaxed because I know I will build my house and pay school fees too." (Occupation: Small business)

""I spent my second transfer on paying my daughter's school fees and starting small business of making sandles using old or used tires for my daily bread."" (Occupation: Small business)

"I am planning to spend my third transfer on building a new house. My current house is small in size and almost collapsing." (Occupation: Small business)

"I would like to spend my upcoming transfer on buying cows, paying dowry and also start a small business that will act as our source of income"