"I plan to use my transfer on starting a business selling second hand clothes and also expand my house since the house I live in is very small for my family "

"My first plan is to use part of the transfer to pay college fees for my child in polytechnic, and another one, whom I expect to join college also next year. Secondly, I intend to use another part of the transfer to buy two sheep, as an investment for my famly. Lastly, I intend to use the remaining amount to start a small business, by opening a canteen, where I intend to sell food items."

"Firstly, I intend to use part of the transfer to pay school fees for my child in secondary school in form four, and another one in university. Secondly, I plan to use another part of the transfer to enrol my three daughters for community health, Early Childhood Development and catering courses. Lastly, I plan to use the remaining amount to boost the stock of my business of selling vegetables like kales and tomatoes." (Occupation: Small business)

"Our first plan is to use part of the transfer to pay school fees for our child who is in a school of the deaf. Secondly, we intend to use another part of the transfer to dig a borehole and buy water pump , that we plan to use to irrigate our farm, where we intend to plant trees. Lastly, we plan to use the remaining amount to start a small business for selling grains like maize and beans, for family income. "

"Our first plan is to use part of the transfer to buy two cows, that would provide us with milk for family use, and also be as an investment for our family. Secondly, I intend to use another part of the transfer to start maize-selling business. Lastly, we plan to use the remaining amount to start local poultry-keeping business." (Occupation: Small business)

"The biggest hardship I have faced in my life was how to get sustainable income after my husband passed away. " (Occupation: Small business)

"I am looking forward to using the transfer in paying school fees for my children and using part of the money to boost my hairdressing business because we get daily bread from the same business."

"I'm planning to spend my transfer to buy few sheep to keep here at home.They can help me in future. Secondly, Im going to build my son a house and buy few things for him.He is elderly but has to sleep in relative's house because my house is small. And lastly I plan to buy a cow that I will milk and then boost my small business if I remain with some money. " (Occupation: Small business)

"I plan to buy my children basic needs like clothes and also to buy household items that we lack. I will also build a bigger house and start a business as a source of income."

"I plan to add more iron sheets and then build my own home .I will then start a business for income because I'm tired of working for people."