"I plan to spend the transfers towards expanding my vegetables business so that it can be more profitable to help educate my children. " (Occupation: Small business)

"We plan to spend the transfer to expand the size of our house. We also plan to buy two cows. We also plan to start a small business that can help us get additional income."

"I plan to use this transfer to build another house.This house is too small for my family.Part of the money I plan to start a kiosk business so that I can be able to get some income to also help fend for the family."

"I plan to first repair this house.It is old and getting good soil to make it last longer is expensive for me.I will use part of the remaining money to start a business and to pay school fees for my child in college."

"My happiest part of the day is in the afternoon when I get customers to buy from my "mandazi" business." (Occupation: Small business)

"I plan to spend my transfer on starting a business of selling fish, I have been a broker in this business and hopes to benefit from it if doing mine. " (Occupation: Small business)

"I am planning to use the transfer to expand my tailoring business, to pay school fees for my children and to enroll for some part time classes. "

"I am planning to spend my transfer to take my son to secondary school next year. I will also spend part of the transfer to start a fish mongering business. "

"The achievement I am proudest of is my small business of buying and selling fruits and vegetables. " (Occupation: Small business)

"I am planning to use the transfer to bring back my business to active. I used to sell Charcoal and roasted groundnuts but I went down because I used the profits to pay medical bills for my sister who was ill by then."