"The biggest difference that I have experienced in my life having gotten this transfer is that I am now able to get water for my household consumption. Apart from that, my children and I now have enough space for us to live in with the new house. We thus now have some peace of mind because we no longer move about looking for water for our consumption."

"I recently connected tap water to my homestead after one of my children applied for it. Due to regulation rules, we usually have water twice a week and I am forced to go to the river to fetch water during the other days. It is not my wish to continue with this norm hence I have decided to buy a water tank very soon. I will use the savings that I will get from the group I was once a member though it has been dissolved. This will enable me to collect tap water that can be used when the tap runs dry."

"I posed constructing my house due to financial contain. The little I receive from my casual job goes to buying food and paying school fees leaving me with nothing to save or buy materials to complete the construction of my house. With this money, I will plan KES 60000 to finish constructing my house and renovating my kitchen. Water is now another hurdle in our area, this money will allow me to buy a plastic water tank at KES 35000 and harvest rainwater water. With the remaining money, I will food and clothing to my children."

"The current challenge that I am facing is a scarcity of food and water. This is due to the raving of drought that we are experiencing in our area. It has been almost 2 years without rains in the area and all water pans that we rely on have dried up. I buy 2 of 20litres jerricans of water per day that cost me KES 100. This is very costly to me since I have to buy food every day for my family of 4. My spouse and I depend on charcoal work and our earnings are very little of KES 600 per week. This amount can not fully support all our household expenses, we sometimes miss bathing for 2 days and even skip meals."

"We depend on livestock keeping as a source of income because we live in a dry area which is prone to drought. This has made our farms unproductive and also rivers dry up easily. I am forced to buy water and feeds for my livestock and this increases my expenditure. Sometimes I spend around KES 200 per day to buy animal feeds but produces around 2 litres that I sell at KES 70. I am counting losses and it is the biggest challenge I am facing."

"Am very happy to be in this program. I think the money has come at the opportune time. This money will enable me to finish up my house as you can see it's not in good shape;no doors,no adequate windows and outside plaster. Whenever I go to seek a job especially drawing water for households and building sites from wells, on a good day I usually get paid around MWK1000.00 per day and this is just enough for that day. Some days we go hungry when there is no job to be done. Once the money comes in I will make sure to split it between the house and food. The money will even enavle me to start a small business of selling tomatoes so that I can be earning some income for my family."

"Hunger is the biggest challenge in my house. I have 2 boys who are in university and 2 in their 4th year secondary school. Raising school fees for my children and at the same time feeding my family is a big challenge to me .I spend many days without food in my house. I depend on charcoal burning business which does not permanently sustain the needs of my house. Getting water for my house is also a bigger challenge because all the water pans we used to depend on dried up and now I buy water from motorcycle water venders which is too expensive to me. 1 jerican of water cost 100 KES which is too expensive to afford ."

"Financial instability has always challenged me. I have five kids in primary school but they are at home because of the fee balances at school. Getting food and water is a problem I have to walk 10 kilometers to get saltwater that I use to drink. I have to pay to get fresh water and food for my family. I have to spend the little money I get and save nothing."

"Prolonged drought is the biggest hardship I am experiencing. It has been 6 months without any signs of rain. This has affected me negatively because spend a lot of money on water purchase. In a day I spend 350 KES for water. This has hindered me from meeting my other basic needs such a school fees living my 2 sons with huge school fees balances."

"Owning a decent and well furnished house is what receiving this money means to me. My spouse and I built this house about six years ago, but due to the kind of low quality materials that was used, it started to depreciate very early. Two years ago, we started experiencing leakage from the roof and some parts of the wall have fallen due to the heavy storms and water. We have to spread out our cooking utensils and change the position of our matress every time it rains. I feel very sad every time we are faced with this situation because my children always have sleepless nights in the cold which sometimes makes them sick. I intend to use a portion of this cash transfer to construct a decent and more spacious house that will be able to accommodate us. I will use the rest to buy new mattresses and furnitures to make it look more beautiful and attractive."