"I paid school fees for my two children who are in secondary school and bought them school uniform. I also bought a young heifer and 10 chicken."

"The transfer has brought a big difference in my life and that of my family. I have been able to buy a calf that I had for a long time desired to have. This calf will help in the future when it reproduces because I will be able to get milk that my children can consume and I can sell some. My children will hence not be suffering and I will no longer have to buy milk. Having bought the timber, I plan to start the construction of the kitchen aside. There will hence be no more smoke getting into the main house. The chickens that I bought will also help me in that I will be able to get eggs that I can sell and also consume. The money from the sale of the eggs will help me in buying small household items such as soap, sugar, etc. The goat will reproduce and multiply in number and hence help me in the future. I have also been able to cure myself with part of the transfer and I now feel well. The food that I bought with part of the money, will push us for a while and hence I will not be having worries about what my children are to eat for a while."

"I spent my transfers to purchase three cows and to pay school fees for my children. I am unemployed while my husband sells chicken feed. I bought these cows with the hope that they will reproduce in future and also bring back good returns in terms of sale of milk or beef. I can also be able to sell these cattle in exchange for some money, if need will ever arise."

"I spent part of my first transfer on buying some livestock such as a dairy cow worthy of 16000. This has been my long-time dream to own it but I could not afford it. I also bought some beddings such as a new mattress to replace the old one that I have been using. Also, I bought the plastic chairs and a table because all along I have been using mats to sit on which was so embarrassing whenever I had visitors. I also bought a wooden door to fix, because the previous one has worn out. With the remaing amount of money, I want to start a business of buying and selling chicken in the market which will be my source of income"

"I have been able to purchase 26 iron sheets which I will use in roofing my house, I have bought 15 chicken and 5 goats for livestock farming. I have also bought a mattress and blankets to be sleeping comfortably. I have bought bags of maize to feed my family. I was also able to purchase fertilizer which I used in my farm."

"I spent KES 15,000 of my transfer on buying additional 10 chicken layers and putting up poultry farm which will soon cater for household expenditure. I spent KES 30,000 on a dairy cow which will aid in payment of school fees in the near future. I also spent KES 5000 on food items because it will sustain us for the next few months before next harvest. I spent KES 3000 on clothing for my family because it's good to be decent especially after receiving such a lump sum.The rest I have saved for household consumption."

"The goats that I bought when they multiply, I will be able to buy a cow and this will mean supply for milk. The chicken I bought will be laying eggs in 3 months time and I can sell the eggs for income and hatch others to increase the number and can be sold whenever there are emergencies."

"I fenced my compound using a chain link so that I can be able to rear chicken without having to worry about them straying to my neighbours' farms. I am also constructing a bigger house for my family."

"I bought an irrigation system e.g pipes for my shamba where I plant tomatoes and onions. I also bought a cow, 40 chicken, maize seeds and fertilizer."

"I spent KES 35000 on a dairy cow because I didn't have one before.I used to buy three litres at cost of KES 150 daily but now I'm stress free because I can now sell my own milk. I also spent KES 2000 on ten chicken layers as a source of income for my family especially when it comes to household expenditure. I also spent KES 1000 on additional stock for my beans business. I also spent KES 10,000 on four maize sacks because there maize scarcity in our place due to long drought spells in our area. I also spent KES 1500 on tractor for hire. I also spent KES 3000 on clothing for my family because initially I used to buy second hand clothes and now my kid's are very neat."