"Receiving this money means I will be able to buy a motorcycle with which I can offer boda-boda services as an income generating activity with which I can raise money to support my family. I also hope to buy a cow that will provide milk for my family and if there is any balance, I will buy food to feed the family. "

"In the next six months, I have plans for saving my monthly transfers so that I may be able to buy building materials. I want to use the materials to put a kitchen. It will be a cooking place as well as a sleeping place for my children." (Occupation: Motorcycle or bicycle taxi)

"I expect my life to change in the next six months in that I will have managed to buy a cow. I plan to save my monthly transfers to buy a cow as investment for my family." (Occupation: Motorcycle or bicycle taxi)

"Receiving this money means I will be able to retrive the piece of land that was leased out so that I can have enough land to cultivate and get food to feed my family. I also hope to buy a motorcycle with which I can offer boda-boda services so as to raise money that can support my family. "

"The biggest hardship in my life is lack of credible source of income in order to support build a decent house. My sourc of income is narrow and I have to squeeze school fees, feeding and medication from it which is not sufficient. I sleep in a grass thatched house but it has become increasingly very difficult to find grass for thatching. The house leaks when it rains and hence it is giving way and not able to provide good shelter." (Occupation: Motorcycle or bicycle taxi)

"In the next four months, I have a new goal of buying a motorcycle. I would want to have a stable source of income and this is the best way I can achieve. Therefore, I would want to have an economic engagement and this is my way of investing the transfers."

"As a motorcycle taxi operator, I have joined more than one savings groups and Saccos that I contribute to daily. I made a decision to join these groups to help me make better savings to shape my future and prove people who think of motorcycle taxi operators as losers wrong. Even though this has always been an extra nudge for me to work harder, sometimes I do feel like maybe I bit a lot more than I can chew, especially on those occasions when I don't make enough money to pay to all the groups as required. This is where Give Directly transfers have always come to my rescue as I can clear all the debts I might I have accumulated within the month in case I was unable to do that through my earnings. I have gone past the days of borrowing from one group to settle another group's debt, and I am glad because all these savings will benefit me later."

"Poor harvests due to unreliable rainfall patterns has been the greatest challenge we face in our family. Initially, farming was our main source of income since we used to sell most our produce unlike currently whereby we buy all the foodstuffs. My spouse who operates motorcycle taxi spends all his daily wages in buying food for the family as well as providing other basic needs hence we do not see ourselves engaging in other development plans in future. " (Occupation: Motorcycle or bicycle taxi)

"In the six months I expect to have started the business and I am very sure it will have boost some of my income like motorcycle taxi. I will able to get enough profit to improve the living standard of my family."

"My job as a motorcycle taxi rider is so tedious now that i spend all my day on the roads looking for clients to transport, and it is never a guarantee that clients are available. I am always happy in the evening when i am back home after a long day spent on the harsh weather and having gotten some money to buy food for my children." (Occupation: Motorcycle or bicycle taxi)