"Upon withdrawing the money, the first thing I thought of was food for the family because the drought has made things very difficult in sourcing food and water. In that regard, I bought an adequate food stock worthy of KES 15000.00 for the family. Thereafter I bought ten goats for KES 35000.00. The reason for this is that I thought it prudent to convert the money into livestock rather than keeping it in the house. By buying the goats I feel the money is safer since if a need arises I will be in a position to sell an animal and sort it out than having the cash."

"After utilizing the second transfer, I got an idea that turned into a goal and I am looking forward to making it a reality. After seeing how the community people travel long distances in sourcing for water I got a plan of buying a huge water tank of a capacity of at least 3000 liters. This tank will be storing water not just for family use but for commercial purposes. By doing so I will have got an income-generating activity which I am sure it will sustain me since water is life."

"Since the money came at a time when we were facing hardship in terms of getting some food and water due to the drought that affected us, these were the priority after withdrawing. I bought enough food stock for the family to ensure food security. I also bought three goats for KES 9000.00. On Christmas day I slaughtered one and celebrated with my family. Last month February 2022, I sold one because we had no food and we are now going on well."

"My initial goal was to use my transfer to offset school fee arrears for my two children. They have been studying in boarding primary school, and their arrears had accumulated to KES 10,000. Immediately I accomplished this goal, I developed a new goal of buying a 3000 litres water tank. In our place, there is a problem of water. We always get water from a stream that is relatively far away, about 20km. Having that water tank will not only relieve me from the struggle of fetching water but also save me from using contaminated stream water."

"I was on my farm which is located near the water well when I heard people inquiring from each other whether they had received their transfers. I immediately left what I was doing and rushed back home so that I would check if I had also received mine since I had left my phone at home. My heart was filled with joy upon confirming the receipt and I immediately called my spouse who was equally overjoyed on hearing the news and promised that he would help me cash it out the following day."

"Receiving this money means improved housing. I have one house which is grass thatched. This house, houses 9 household members including grown-up girls. Since it is taboo to sleep with older children under the same roof they have to go to neighbors' houses to sleep at night. As a parent, I am worried for them to walk at night alone looking for a place to sleep. So when I receive this transfer I will spend KES 30,000 to construct an iron-roofed house. This house will assist me in harvesting rainwater and my children will have a place to sleep in."

"My work is to do farming, particularly crop farming. My job has had a challenge because we received rains two years ago. The drought and family caused a separation between my wife and me. This happened two years ago. Since then I have been struggling with life alone. I desire to carry farming to another level despite the drought problem. I will make a water pan on my piece of land to buy flour and use it as wage after people have done work. The water pan will help me to do irrigation and harvest enough food to take me throughout the year and even sell some to the community. I have a 5 acres piece of land and I plan to do irrigation in all the 5 acres. I anticipate harvesting approximately 30 bags of 90kg each."

"Receiving this money means improving my living standard. I have a family of 7 members. We have been using a pit latrine for the past ten years. Last year 2021 in December, it was washed away during the short rains season. Since then, my family has been using forest as their toilet. It is not hygienic at all. I will use KES 50000 to build a modern toilet. I will also use KES 70000 to dig a water pan. The water collected will help me do irrigation and also have enough water for my cows."

"Having no spouse to help provide for the family has put a strain on me because my job of making thatching palm leaves barely satisfies the household needs. The transfers have played a key role in financially supporting my children’s education and procuring food. I spent KES 5,700 from my recent transfers to purchase maize flour, sugar, cooking oil, and wheat flour. Additionally, I used KES 3,000 to settle overdue school arrears for the children and am grateful that, nowadays, they study without frequent interruptions to collect tuition fees. I utilized the rest of the money to secure water for domestic uses."

"I currently do not have a toilet.I always defecate in the bushes and it is really annoying me as at times I am seen naked by people I respect them. I cover a long distance to fetch water from the water pan and this makes me waste a lot of time and because of the hot scorching sun,the water pan is now drying up. My family depend on subsistence farming to get maize that can last us up to the subsequent harvesting season but because of the failure of rains last year,2021,I was not able to harvest anything and things are not the same as the little money I get I am using all of it on food."