"The biggest hardship I have faced in my life is lack of reliable source of income which make it hard to meet my household basic needs as well as paying school fees for my grand daughter ."

"I am planning to spend my transfer in paying school fees for my children and part of the money to renovate my house."

"I am planning to spend my transfer on farming as I will hire labourers, buy seeds and fertilizer for my farm. I will spend part of the transfer on paying school fees for my children who are in secondary and primary school."

"I am planning to spend my transfer on paying school fees for my child Benjamin who wanted to go back to Form three as he did not perform well in his main exams. I will also spend part of the transfer in repairing my house as it is almost collapsing. "

"The biggest hardship I face in my life is that my business of selling tomatoes and kales is not making any profit at the moment while I have a huge burden of paying school fees for my son who is in college and those in secondary school."

"I am planning to spend my transfer to revive my tea leaves business. I hope this will be a more reliable source of income that will enable me raise school fees for my children and also meet basic needs of my family."

"Iam planning to spend my transfer in paying school fees since l have a child in secondary and currently we don't have a stable source of income."

"I am planning to spend my transfer on paying my school fees now that I am still in Secondary School."

"I plan to spend my transfers towards enlarging my house to accommodate many guests when visited. I have daughters and I look forward to hosting my in-laws which will need space. I will also spend part of the transfers on school fees for my son who is in secondary school form one. "

"My biggest hardship is in raising school fees to ensure my children and grandchild go to school regularly since my spouse and I are low income earners. I have a daughter in university and another in medical college, and a granddaughter in secondary school form two. "