"Since my husband passed on 10 years ago, I have been taking care of my grown-up daughter who is sickly. All the resources have gone into paying for her medication leaving me with no cow yet I used to sell milk to earn a living. Receiving this money means a lot to me and my family because I will buy two dairy cows with KES 55,000. I project to get 6 liters of milk when it calves and from this, I will be earning KES 240 which will enable me to cater to my family's needs like food and medication. The rest of the money will enable me to purchase a 3000 litres water storage tank."

"Receiving this money means better housing and a reduction of workload at home. Currently, I live in a mud house that needs to be smeared with mud weekly, especially during rainy seasons. This is because when it rains, our clay soil cannot absorb water, so it floods and it also affects the walls. Smearing it takes a lot of time and it is very tiresome. I'm growing old and I will not be able to smear it now and then like I used a long time ago. I, therefore, plan to build a two-roomed, timber house which can cost me up to KES 40,000. For the rest of the amount, I plan to purchase a heifer as an investment and to be giving me milk for domestic use in the future."

"I am a widow and the only breadwinner in my family. I earn a living mainly working on manual jobs such as fetching water for other people, working on other people’s farms, making and selling brooms and many others. The pay from these jobs is very little and I only spend it in buying food for the family. Because of the little pay that I get, I have been struggling to meet other essential family needs such as paying school fees for my children. When I received my second transfer, I spent a larger portion of it to buy food worth KSH 1900 because we had no food left in the house. Besides buying food, I spent KSH 1100 to clear a school fee date for my daughter, who was due to sit for her end of primary education examinations."

"Water unavailability has been a nightmare for my family for over a year. Due to the prolonged drought, all the water pans around dried up. Cycling and walking for three kilometers to fetch water has been the order of the day since then. This has affected my health due to the body aches I experience. To counteract this problem, I will use 30,000 KES to channel a water pipeline to my homestead. This will not only help my family but also my neighbors. They will be fetching water at a shorter distance."

"Receiving this money means access to clean and safe water for drinking. In our area, our source of water is the river and I have become old. I am no longer able to carry water and most of the time I depend on my grandchildren to fetch water for me. However, this water is not safe for drinking and I am afraid that I will get waterborne diseases since my immunity has gone down. So when I receive this transfer I will spend KES 60000 to purchase 10000 liters water tank. I will then harvest rainwater from my house thus reducing exposure to waterborne diseases."

"I am a widow and I depend on charcoal production for a living. The job is energy-draining and at my age, it is hard to do it on daily basis. In a month I earn around KES 2400 which is not enough for all the basic needs of my family of 8 members. In a day I require KES 400 for food and water. As a result, all the wages go into buying food leaving other necessities unattended. Lack of money has remained to be the major challenge that my household is currently facing."

"Towards the end of last year, we had a rain pour after months of experiencing drought. The water filled our streams which have helped us survive with our animals for a while now. This brought joy in our lives considering that before then we used to cover many kilometers in the scorching to fetch water which was very tiresome."

"Purchasing a water tank to reserve water during the rainy season is my wish when I receive the money. I have been going through a hard time getting water for domestic use for some years. The distance that is covered from home to the dam is approximately two hours which is so tiresome. To solve this I intend to buy a water tank with the capacity of 2000 liters by using twenty thousand Kenya shillings which will be able to collect water that can serve us for long period, fifty thousand to build a new two three-bedroom muddy house for my family since the one we live currently has one bedroom which forces my children to seek shelter from my mother in law and the balance to buy beddings and clear school fees."

"Food insecurity is the biggest challenge in my house. There is no fresh water for drinking in our area. We get fresh water from far-a distance of 5 kilometers walk."

"Two years ago, I was waken up by the sound of rowdy water flowing under our bed. Little did we know it was floods which ended up sweeping away the house and all our belongings. My husband and I were left homeless for over six months untill our son build a 2m by 3m house which currently serves for both dwelling and a store. Being old and jobless has left us long to build a better structure in vain. It is with joy that upon receiving our transfers, we will erect a two-bedroom iron-roofed house which will cost approximately 60 000 KSH. We will set aside 10 000KSH for purchasing a bed and a mattress and the rest of the money will support us in medication and food."