"My homestead is next to a kindergarten school and everyday during playtime children crossover and play in my compound because I do not have a fence around it. I had flowers planted at the front yard but they have stepped on it and my landscape is not as pleasing anymore. I plan on using KES 15,000 in buying of the fencing materials to secure my compound from intruders. I also plan on purchasing chicken to rear and use when we have food shortage in the house."

"I spent the better part of my first transfer buying two cows. I decided to buy the cows because I wanted to invest in something that will enable me to earn a better source of income. I have been engaging in small-scale farming and rearing a few chickens. Life hasn't been easy because there are so many household needs like buying food and paying school fees for the children. With these cows, I will be able to get a good supply of milk that I can sell and my children can get some to drink."

"Financial instability is a challenge to me at the moment. As a farmer, I cultivate maize, beans, Irish potatoes and sweet potatoes which I harvest twice a year. In most instances, the crops have not been productive because of the harsh climate and periodic invasion of pests and diseases. All through, I have been using the produce to cater for the KES 38800 school fees per year for my children in grade 8, grade 6 and grade 4. Unfortunately, the produce has reduced which impacts negatively on the finances. Therefore, I am forced to work extra through raising chicken besides the support I receive from my husband who is a truck driver."

"I am a farmer and have always desired to start poultry farming. So I was glad to receive this transfer and spent KES 22,000 on acquiring broilers and building a chicken coop. Since I did not have any furniture in my house, I spent the rest of the amount on buying chairs, a bed and tables. I also bought a television and I am happy that I can keep up with the news."

"I bought seven goats for a total of KES30100 because I did not have them and they are a particular investment that I have always wanted to have. This makes me so proud and grateful. I spent KES5000 for my son's school fees because I do not want him to be sent home because of school fees arrears which is good because when he gets a good education, I will be able to depend on him in the future. I bought three sacks of maize at a cost of KES9200 because that was not only going to be food for my family and I alone but also for my chickens too."

"Receiving this money will mean that I will be able to actualize my plans of doing poultry farming. I do casual labor at a quarry near my home that earns me KES 2,000 when I sell to a dealer. This amount is not enough for me monthly and diversifying my sources of income will enable me to earn more and also save for a rainy day. I plan to use KES 20000 to set up the poultry project and expect to sell chicken for meat and also eggs which in turn boost my income."

"The house we lived in before was too small for my family. Even though it made me concerned, I could not afford to build another. So when I received this transfer, I spent KES 42,000 on construction material and labour costs to build another. I also spent KES 6,000 on chicken since I am an avid poultry farmer."

"Prior to receiving the money I had the intention of wanting to build a house because the one I lived in had collapsed forcing me to sleep in the same place I stored my chicken which was very uncomfortable for me. I also had plans to settle all the tuition debts that I had accumulated over time over the studies of my children and maybe also hoped if I got the chance of getting money maybe I would also preferably buy some livestock"

"Living without a constant source of income makes me uncomfortable, asking money from my husband every day, even for the smallest items that I may need. It is a big challenge that I rely on him to get any money since subsistence farming is irregular and unreliable.I hope to change this situation this year by starting poultry keeping, from where I will get money from eggs and selling chicken to meet my needs."

"Receiving this money means a new beginning for me. For a long time, I have relied on menial jobs for my family's survival. This has not been easy because I can only make about KES 200 per day at the most. With this money, I will buy a bicycle and start a small business, trading in chicken. I will use the bicycle to transport them to various markets. I will spend about KES 40,000 on this. I will then build a good house with KES 30,000 to replace this old mud hut, which is quite small for my now big family."