""Receiving this money means starting a livestock keeping since have wished to have a long term investments. I planning to spend 60,000 shillings purchasing 2 indigenous dairy cows. This will mean a good future for my family. I will be able to meet my family needs such as food. The income from the sale of milk is enough to sustain us because In a month I can make 10,000 shillings. Other than that, I am planning to spend the remaining amount to purchase a second hand business motor taxi. I will save the amount I am earning for our future life. Approximately, in a day I can make 300 shillings from it.""

"A decent education for my children has been my greatest desire and I have consistently struggled to ensure that, they are at school. With all my efforts, I am still worried about how I can manage to raise their school fees once they advance to secondary school since I have 3 who are in standard 8. My plan once I receive this money is to buy 10 goats for 3000 shillings each. These will reproduce fast and by the time they join secondary school, I will be sure of sorting them. Also, I will buy oxen that will help me upscale my farming to have food security in my household. For the second transfer, it will help my husband to start a livestock business to earn extra income for the family; sustaining basic needs like school fees. This will change our livelihood for the better, a transformation that I have wished for a long time."

"It means helping us to sustain our household by establishing a business and buying some beddings and clothes"

"The money will assist us to establish a business and generate income for my philanthropic activities as I assist several kids at school as a teacher."

"I have financial problems to pay my tuition as am upgrading my certificates. Also my wife needs a business"

""My longing has been to start a retail shop bussinessbut due to financial arrears, this dream has never materialized. I own a rental structure at our nearby center which is conducive location for my business. to start a shop. Receiving this money means fulfilling my desire. I planning to spend 90,000 shillings to start the business this include all the stock required for the shop. This is going to generate for to my family. I will be using the profits to cater for my family needs such as food. Approximately,I can earn 500 shillings in a day. Other than that, I planning to spend the remaining part of transfer to repair my mud-walled house which is almost collapsing.""

"About 3 years ago, my mother got mentally sick. I had to pay for her medication because I found that my brothers were less concerned nor ready to raise the needed funds. Also, my mother is a widow. As such, I spend all my savings and business funds on treating and caring for her. Though she has adjusted significantly, she is yet to recover fully. Unluckily, my livestock trade had to stop since I could not afford to finance it. Accordingly, I have been struggling to sustain my family since then. Hence, my mother's ailment serves as the biggest hardship I have faced in life."

"My number one desire is to have a place I can call home. I parted ways with my ex-husband and at the moment I am on my own with nowhere to call home. I cannot even go back to my parents' house because my sisters in law are so hostile. I was forced to seek refuge in the neighborhood at least to get the much-needed peace of mind. My two children are going through so much as of now and as a parent, I am at my lowest. If I get lucky to be successfully enrolled, I plan to buy a 0.1-acre piece of land. This will cost me 35000 shillings. I will also build a house in it and this will cost approximately 20000 shillings. Receiving this money will mean a lot to me because I will finally have a place to call home." (Occupation: Small business)

"Receiving this money mean an improved business that we are running. We have always been desiring to increase our business but due to lack of finances, we have been unable to do so. We are running a retail shop and a small hotel in the nearby centre and we are planning to improve it more by adding stock and thus increasing the size of our customers." (Occupation: Small business)

"My main source of income is the profit I get from trading livestock. This business has been doing well but due to a lot of expenses I have, it has not been enough to cater all. I have one child at the secondary level and two at the primary level. Annually, I am supposed to pay 90,000 shillings as school fees and other school necessities. Since education is the key to success I have been aspiring to provide for them the best education. Receiving this money will assist me to clean the arrears and also the use the remaining boost my business."