"This is a great opportunity to change my life, I have been hoping to get soft loan from bank so that I can start my own shop, to help my community instead of travelling long distance to go the shopping center which is almost 45 minutes from our area. Acquiring the loans has been very challenging, because most of the times I don't qualify because I don't even have savings but today God just sent his angel that at the beginning of the year am hopeful that soon I will receive my transfer and I won't need to worry about paying back. My family will be better and we will be able to live our dreams." (Occupation: Motorcycle or bicycle taxi)

"The biggest difference in my daily life now is that I am able to plan earlier in advance because of transfers despite the challenges that I have since Covid affected my motorcycle taxi business. This transfers allow me to budget for a couple of days for example I am able to buy food for like 3 to 4 days at ease unlike before I had to earn for daily needs,now I can save what I earn and can also relax since my family is comfortable for a couple of days." (Occupation: Motorcycle or bicycle taxi)

(Occupation: Motorcycle or bicycle taxi)

"I am so grateful that this cash transfer has enabled me to buy a dairy cow. Before, we had to buy milk every morning, at KES 35 per litre. This was too costly for my family since we did not have a source of income. But things are different now. We have enough milk supply for the three of us. We can also sell the surplus to earn money and meet other needs. I'm so thankful." (Occupation: Motorcycle or bicycle taxi)

"I have never believe that anyone could have done such good for me. Since the day I was given birth to, I have never gotten such huge amount of money from anyone or even through work I do. Due to this reason, I became very much happy when I received the first transfer from Givedirectly and I am still happy because I have been planning to build a house but I had no money. GiveDirectly came to my aid at the rightful time because I believe that with this money given to me, my future plans have been achieved." (Occupation: Motorcycle or bicycle taxi)

"RE: For me givedirectly is doing very well from the enrolment process till present. Every individual from givedirectly that had ever come here to talk to me had been kind and friendly. One major problems a lot of us(recipients) are face with here in Rivercess is cashing out of out transfer, this area have only one cashout area therefore most of the time there's no money and most people have to travel Buchanan,Grandbassa to cashout which is stressful for especially for old folks. I think givedirectly should set up a cash out system in Rivercess, Cestos city to help their recipients get their cashout the full amount and avoid their recipients being cheated by mobile money agents because sometimes people are being cheated because they are not illiterate." (Occupation: Motorcycle or bicycle taxi)

"RE: I will spend the most of my money on purchasing planks and stikes to start the construction of my house. As i use a part of my transfer to purchase a bike which i use for public transport business. I was also able to sit an entrance which will help me enrol in college after the completion of my house which for me is everything." (Occupation: Motorcycle or bicycle taxi)

"I want to own a motorcycle because I have been challenged when it comes to taking my goods to our market places on market days, to get motorcycle from this town to the market is very hard. When I have my own motorcycle, I will be able to sell more of my goods at the market during market days, this is my main goal for now."

"Happy, because of my school is about to be on time and I will not be going through lots of things concerning my school again" (Occupation: Motorcycle or bicycle taxi)

"My most recent transfer had not been withdrew from my account. I am saving the cash to reach the amount that I need to enable me buy my own motorbike for transport purposes. A new business I'm about to start." (Occupation: Motorcycle or bicycle taxi)