"This was a normal day for me, I had gone out to look for a casual job to do when I heard a message alert ringing, it was around 9 am, I stopped what I was doing to check on what the message was all about, I was overwhelmed with happiness when I saw that I had received a sum of KES 55,000, I immediately stopped what I was doing and headed straight home, I am grateful that I received money from GiveDirectly." (Occupation: Small business)

"I begin my day by doing household chores like cleaning utensils and fetching water before embarking on my charcoal business. My jobs, especially the charcoal business one involves a lot of energy. Morning is the therefore the happiest part of my day especially when I wake up healthy and strong ready for the day's activities. Without good health it will be hard for me to get food for the day." (Occupation: Small business)

"The biggest difference in my daily life is that I have been able to add an asset in my compound. This is because I was able to purchase a dairy cow using part of my transfer and due to this, I am optimistic that my family will always have enough milk for consumption and sale. I will in turn be using the money earned from selling milk to meet some of our basic needs and due to this, I will be able to run my kiosk business smoothly as I will be using most of my profits to restock bit and this will attract more customers."

"The biggest difference in my daily life is that I have bought a water tank for storing water for domestic use. I used to walk for quite a long distance to collect clean water. This was tiresome and time consuming. I could wake up very early in the morning to collect water for cooking tea. I could go to the river at least three times a day to collect water. This was time consuming and I had no time to work on my farm. This was so demoralizing and stressful. When it rains there was no tank to collect the water. I do casual jobs in the village and sometimes to get this jobs is so hard. The amount of money that I get through this is so small and only meant for household basic needs. I had no extra money to saved so that I can purchase a water tank. When I received the money from GiveDirectly I bought a water tank. Currently I no longer walk for that long distance like before. I have time to bond with my family and also to work on my farm. My children have access to clean water. We are no longer exposed to water related diseases. I am so happy because GiveDirectly has changed our living standard." (Occupation: Small business)

"The moment I received my cash transfer I was so excited and thankful as it was a miracle in my life. I was excited to fulfill the dream I had of having a fridge in my house and also I told myself that now am no longer a house wife, I should start a business and be able to support my family."

"If God helps me, I received this cash, I will be build my house and the balance I put in business." (Occupation: Small business)

"I have been renting the house I live in here for about ten years now and if I am to receive the transfer, I will build a one bedroom apartment and open a business for myself and family."

"The money will meant increasing my food selling business. I was in South Africa for the past 9 months ago in search of the green pasture but I returned with only enough to feed my family for a month. I researched on what I could invest the money into and I discovered that Chapola trading center had no place where they sale food. On my second week from South Africa, I cooked Nsima and some relish to test the market, surprisedly the demand was high. That day I invested K4500 ($4) and I made K8000 ($7.80). That was my starting capital. At the moment I dream of buying good equipments and materials for the food business but I have no capital. Receiving this money gift will help me to buy more materials and to build a nice and comfortable business place." (Occupation: Small business)

"She said her children do not have father for now, she is the father and mother, therefore, if she receives this cash, she will invest it into business and from such business she will send her children to school to acquire quality education so they can also contribute positively to society." (Occupation: Small business)

"This recipient says if he receives this cash, he and his family invest it into business to improve their lives."