"Receiving this money means improved business. I am a business person selling second-hand clothes during market days around my village. During the rainy season, it is a challenge because I do not have a shade and my clothes are rained on and since the motorcycle is my means of transport this has exposed me to communicable diseases like flu. So when I get this transfer I will use it to rent a shop where I will be using it to sell them. This will reduce transport costs and chances of getting flu."

(Occupation: Motorcycle or bicycle taxi)

(Occupation: Motorcycle or bicycle taxi)

"My phone did not have power, so I had taken it to charge in the nearby center and picked it up at 6:00 pm. The moment when I switched it on while I had reached the house I was welcomed by a Mpesa message confirming that I had received KES 55000 from Give Directly. That was the happiest moment of my life. Had I known how to write a text message then I would have sent an appreciation message to Give Directly. My spouse was still at work but I kept checking the door to see if he was coming so that I could share with him the good news. He was happy too when I showed him the message and his words were "At last we shall renovate our house"." (Occupation: Motorcycle or bicycle taxi)

"I operate a motorcycle taxi business within my locality. I love this job since it has helped me see my family through. I earn approximately KES 300 a day. Currently, we have flooded this business thus we hardly get clients. I have a piece of land that is underutilization since I do not have money power. To me, receiving this money is a start-up in life. I am planning to spend KES 45000 to invest in livestock. I wish to buy a cow, two goats, and chickens. I am sure this will be my source of income shortly. My daily household needs will be easily met since I will have milk and eggs from my farm. I will cut my daily expenditures hence have some money to save for my future endeavors."

"We own only 0.1 acres of land. This is insufficient to accommodate our homestead and get space for our dream project of subsistence farming. This has forced us to rely on the extremely low income (about KES 200 daily) from my husband's job of offering motorcycle taxi services in our locality. We have been struggling to survive with the little income by even foregoing some meals and other basic needs. In that regard, receipt of this money will be a great relief for us. We shall buy another 0.1-acre using KES 40000, then buy a heifer since we have none. Thank you GiveDirectly for considering us." (Occupation: Motorcycle or bicycle taxi)

"No new goals" (Occupation: Motorcycle or bicycle taxi)

"I only worked on the plans I previously had before receiving transfers from Give Directly. I have been meaning to buy a piece of land, and a motorcycle that Give Directly made it possible for me."

"I'm saving my recent transfer to buy a motorcycle for business."

"I spent most of the transfer which was KES 25000 on making the first dowry payment for my wife who had had to be taken back to her parents home because I hadn't gone to introduce myself as per our community's culture and customs' requirements. I did this because, we had a child together and I didn't want my him to be raised far from me or by another man since it's my blood. Also, I didn't want to make the bad decision of remarrying after gotten money and end up making it a habit and endless cycle of separation and remarrying. Therefore, I am happy for I have my wife and child at home, all thanks to GiveDirectly. I also spent KES 19000 on building a bigger and better house for what was now my little young family because the house that I used to live in previously was so small as it was just a boys' house and not suitable or spacious enough for a family." (Occupation: Motorcycle or bicycle taxi)