""Lack of Money is my major challenge. I started to make a Cocoa and a Palm plantation for myself and family on a 2 Lotts of land to produce and sell so as to get more earning for my family and I. But during the dry season there's no produce from the plantation, it is because the there's no money to get the plantation going. This has limate the income of my household, reducing the livelihood."" (Occupation: Motorcycle or bicycle taxi)

"Through the transfer from Givedirectly recently, I bought my new house materials.I am one of the happiest person in my community.I been suffering living in my family house no free space for my children.Since I received the transfer from Givedirectly, My family are always happy. Thanks Givedirectly for bringing happiness in my household." (Occupation: Motorcycle or bicycle taxi)

"It must have been around 6 p.m when I got the SMS confirming that I have received the money from GiveDirectly, but hadn't checked at the time because we were at a neighbor's mourning the loss of a loved one. So, I checked my phone moments later after I had gotten back to my house and confirmed the good news that I immediately shared with my husband that I had received the money. I felt so good when I got the money because I just couldn't believe that I got this much money. I felt so happy." (Occupation: Motorcycle or bicycle taxi)

"Being left alone to care for our children with no stable source of income is my major challenge. I have a motorcycle that I use as a taxi to earn a living that I bought on loan. Repaying the loan is costly since it digs into the money, making it difficult for me to build a house and provide food and other needs for my two children." (Occupation: Motorcycle or bicycle taxi)

"From the time I got married in 2017 ,we have struggled to buy milk for the family.As a motorcycle rider I have been unable to buy my own dairy cow.The motorcycle I ride belongs to a neighbor who pays me KES 200 a day .This amount is insufficient to meet the needs of my family especially now when my three children needs good clothing and adequate food for them to grow healthy.My children have consumed the non nutritional black tea several times due to my inability to buy milk.This pains me as a father because my wish has been to see my family happy." (Occupation: Motorcycle or bicycle taxi)

"I had piped water that used to help me especially during drought where the community members would come and I sell to them. Selling water used to be my source of income, unfortunately, unrealistic water bills started coming that made me pause paying the charges. When I stopped paying the bills my meter was taken and now I have to find money to retrieve it so I can go back to business. Since the source of income was cut I had no choice but to depend on my husband who earn his living from riding a motorcycle. Receiving these transfers will enable me to clear the water bill of 7,650 KES and then buy a water tank that will cost around 30,000 KES for storing water in case we ran out of water in the taps. I will then save the rest of the money as I plan with my husband on the next investment." (Occupation: Motorcycle or bicycle taxi)

"I am a motorcycle rider where I make 600 KES daily which is not bad considering that I live in the village. However, there has been tight competition because many young people are currently venturing into the business and this hurts my daily income. The current situation of too much competition and a bad economy has made it challenging to earn a living." (Occupation: Motorcycle or bicycle taxi)

"Yes, I do and it Is already in place. I manage to buy a motorcycle at Kes. 38000 and currently using it to operate at a taxi, hence bringing some income. I also paid for my son's school fees for Kes. 6000 and bought food with the rest of the transfer."

"I bought 2 goats at Kes. 6000 And motorcycle. at Kes. 38000. I am a mother of four boys and a farmer. Taking care of my family has been a great challenge since no money to buy food or even pay their school fees. Thank you so much GiveDirectly. You have put a smile on my face."

"Previously, I was living a miserable life and it felt like I was just trying to survive in the society. My culture values livestock a lot and I did not have any to call mine, my three children were barely in school due to lack of school fees and their uniforms was torn. Even though I had a local traditional bamboo bed, it didn't have a mattress and my three children were would spread cartoon and lied on them during the night. My guess is that they hated nights because they would wake up every morning complaining of back pains. I didn't know when and how I would change life for better. Poverty was the mother of all these problem and I didn't know how I will manage though it. My husband would get seasonal casual jobs and the highest he would earn was KSH 500. With the prevailing droughts, food prices are usually very high and therefore can't afford to do something meaningful with this money. When I received my first transfer, I sorted most our problems. I spend Ksh 30000 on buying two cows, Ksh 11000 to buy bed and mattress for our kids, Ksh 3000 to pay school fees and buy school uniform for my children and still have the balance which I use to buy daily food. I'm so grateful to GiveDirectly for getting us a step out of poverty." (Occupation: Motorcycle or bicycle taxi)