"I spent 27000 KES of my first lumpsum payment on a cow, 2150 KES on 3 iron sheets, 4600 KES on 2 sacks of maize, 4000 KES on a mattress and I spent the remaining 12250 KES on the daily household budgets like food."

"I spent the transfer on buying 25 pieces of iron sheets ksh 16750,2 cows to pay my dowry ksh 18000 , 1 sack of maize ksh 3000,school fees ksh 3000 and kept balance for daily use."

"I bought 8 bags of cement at 6,400 KES, paints worth 7,600 KES and paid 8,000 KES for labour to plaster and paint the house. I also bought a knaspack sprayer container at 2,500 KES, water pipe at 6,000 KES, paid up a debt of 3,000 KES, pesticides at 2,500 KES and sent 2,000 KES to my mother. I am planning to construct a cow shade with the rest of the transfer."

"I spent the transfer on buying 20 pieces of iron sheets ksh 16000, steel door ksh 8000, 3 windows ksh 7000, 1 cow ksh 10000 and table ksh 3000."

"When I got my first lumpsum payment, I spent 30000 KES on 2 cows, 10000 KES on a sofa set then I paid 3000 KES school fees for my children and I used the remaining 7000 KES for daily household needs."

"I paid 15,000KES school fee to my daughter in high school, repaired my fishing boat at 18,000KES, bought a cow at 12,000KES. Am still having 5,000KES in my Mpesa account."

"The happiest part of my day is in the morning when I am milking our family cow and I know that there's going to be some milk for my family. "

"I am planning to spend my transfer on buying wire mesh and poles using the first transfer so that I can fence my compound, I will spend part of the transfer on building a kitchen and a toilet. The final transfer I will spend on paying school fees for my child who is in secondary school and part of it I will use it to buy two cows that I can keep on my farm."

"l spend the whole a mount to buy dairy-cow at 50000 kshs."

"I paid secondary school fees for my children with 24000 KES of my first lumpsum payment, I spent 15000 KES on a cow and the remaining 11000 KES on household daily needs like food."