"I am planning to buy a cow, build a pit latrine and pay school fees with my upcoming lump-sum payment."

"I used my transfer to buy 2 cows (30000), 2 goats (5000), cupboard (7000), a mattress (3000) and paid a hospital bill (3000)."

"I plan to repair my house that I currently live in I plan to buy cows that would give me milk at home I plan to expand my charcoal business"

"The achievement I am proudest of is buying two cows wit the savings I made with a local women's association. "

"The happiest part of my day is in the evening when my cows are back in their pen and I am able to see them. "

"The achievement I am proudest of is the fact that I have bought a cow, which I am now milking and my children are getting milk in their diet. "

"Am planning to use part of the money to open a salon business since am a trained, start a poultry business and use the remaining to buy two diary cow. "

"Am planning to use part of the money to build a three roomed house, set up a fish mongering business and use the remaining to buy diary cows and pay school fees for my children. "

"Am planning to use part of the money a three roomed semi-permanent house since my house is almost falling off then buy two diary cows and two goats and use the remaining to pay school fees for my two granddaughter who are in high school. "

"I bought one cow at 15,000 KES, 15 iron sheets at 8,550 KES, wall poles at 6,000 KES, roofing poles and nails at 5,000 KES, paid 5,000 KES labor charge, paid10,000 KES school fee for my son,"