"I spent my second transfer on buying a cow at 20,000 KES. I also added a capital of 20,000 KES to my business,bought 8 bags of cement at 6,000 KES and paid labour for plastering my house."

"I spent 30000 KES to buy materials and cemented my house and bought a cow for 18000 KES."

"I bought two cows 28000 KES and spent 20000 KES to add stock in my hotel and textile business."

"We are planning to spend our transfer on cementing our floor since the children are being infested with jiggers every now and then,secondly we plan to build a kitchen and with the remaining balance we will acquire one cow to keep for milk."

"I paid school fees 18000 KES, a cow 15000 KES, spent 4000 KES for farming and spent the remaining on food."

"I spent my second transfer on buying a cow.I also paid school fees for my children,bought utensils,water containers and bought clothes for my children."

"I spent my second transfer on buying a cow.I also plastered my house's floor and catered for my husband funeral expenses."

"I bought a cow for 18000 KES, built a latrine with 10250 KES, spent 6500 KES to buy clothes for the entire family and spending the rest of the transfers on feeding."

"Am planning to build a house of 30 iron sheets with cemented walls and floor then buy a cow if the money will be remaining after the house construction."

"Am planning to cement the floor of my current house, buy a sofaset and a cow."