"We plan to spend our transfer on paying school fees for our three children in secondary school, one is currently in forth form,another in form three and one is in form one.We also intend to acquire two cows to raise and any balance remaining we will use to cement the floor of our house."

"We bought a radio 7700 KES, battery 6500 KES, two cows for 26000 KES, school uniforms 1700 KES, mattress 3000 KES and a sack of maize 2700 KES."

"I am planning to build a new house, buy a cow and food for my household."

"I am planning to pay school fees and buy 2 dairy cows with my upcoming lump-sum payment. "

"I bought two cows for 30000 KES and iron sheets for 18000 KES."

"I bought water tank for 15000 KES, a cow for 25000 KES, fascia boar 6000 KES and spent some on buying food."

"We spent 25000 KES of the first transfer on paying dowry, used 11000 KES to buy a cow, started up a business using 10000 KES, bought a sack of maize at 2000 KES and used 2000 KES in paying school fee for my sister."

"My proudest achievement was when I bought two cows years back after saving money from the casual jobs around."

"I am planning to spend my transfer on cement and sand, and then pay a constructor to plaster the floor of my house. I am also planning to spend my transfer to buy some livestock, especially cows, which I will rear in my compound. "

"I have planned to pay school fees for my child who has just joined high school,then I will buy some cows that I will use to farm with and the last transfer I will use it to plaster my house."