"My proudest achievement is that I was so sick and I could not raise medical fees but I sold my cows and paid for my treatment until I got better."

"I am planning to pay college fees for my daughter who is undertaking a course on early childhood education. I also plan to buy iron roofing sheets which I will use to replace the current ones I have because they have become old and are leaking. Finally I plan to buy an ox and a dairy cow."

"I am planning to buy window frames and panes which I will install in my house. I also plan on buying barbed wire, nails and cedar poles which I will use to fence my homestead. If there are any funds remaining I plan on buying a dairy cow which will provide my family with milk and also pay school fees for my children. "

"I am planning to buy sand and cement which I will use to plaster my house. The remaining transfers will be used to buy two dairy cows which will provide my family with milk and I can also sell the surplus. I will also use part of the transfers to pay school fees for my children. "

"I spent 20,000KES to sink and construct a borehole, bought seats @15,000KES, and a cow @12,000KES. I spent the remaining 3,000KES on food."

"I used my transfer to buy two cows and paid dowry KES 31500, i bought iron sheets KES 8160, nails KES 1130, food KES 5200 and paid secondary fees for my sister KES 4000."

"I used my transfer to expand my house KES 30720, bought a cow KES 15000 and repaid a loan KES 4700. My husband added some money."

"I used my first transfer to buy 30 iron sheets KES 21000, 20 bags of cement KES 16000 and bought 2 cows KES 25000. I topped up KES 12300 from merry-go-round group."

"I'm planning to spend my transfer on building a new house since the current one is very old and weak,I will also use part of the cash to clear the fees arrears for my son who sat for his form four examination but has his certificate still held in school, lastly I plan to buy one cow to raise."

"I bought a cow for 28000 KES, mattress 4000 KES, blanket 1000 KES, spent 10000 KES on treatment and the rest on food."