"The biggest hardship we face currently is on paying school fees for our children and also on farming since we sold all our cows to pay school fees and have no cows to help us in ploughing ."

"I would like to use part of the money to fence my compound to enhance security. I would like to pay school fees for my grand child who is a total orphan. Finally l would like to buy a cow to produce milk to help me get milk for my family."

"I am planning to buy some oxen and a ploughing machine which I will use when tilling my farm. The remaining transfers will be used to buy a dairy cow which will provide my family with milk and I will also sell the surplus milk. If there are any funds remaining I plan on buying household items like chairs, utensils, mattresses and some tables. "

"My proudest achievement is having bought a cow which has given birth to one calf and also being able to pay school fees for my children, all these activities have been possible because I always go to work on other people's farms and save my earnings diligently. "

"I am planning to buy sand, lime, timber, round poles, nails, cement and iron roofing sheets which I will use to build a better house for my family. The remaining transfers will be used to buy a dairy cow which will provide my family with milk and I can also sell the surplus milk."

"The happiest part of my day is when am milking my cow in the evening and in the morning so as to make tea"

"I am planning to spend my transfer to buy at least one dairy cow to provide my family with milk. I may also sell some of the milk to earn an income. "

"I am planning to buy seats and a cow."

"l spent the transfer to buy cow at 23000 KES, l bought furniture at 20000 KSHS, l also paid school of 6000 kshs to my children."

"l spent the transfer to buy cow-bulls for farming at 26000 KES, l spent 15000 KES in farming, l also spent 3000 KES of the transfer to pay school fees for my child in secondary school."