"The challenge I meet is lack of money to educate my children. I don't often have money to pay for their school fees and also uniforms. They go to school hungry and come home to no food as well. Three of my children go to school, two are in standard 1 and the other in 5. There's no feeding program at their school so I have to provide. Which I often don't manage to. When they get sick it's a challenge as well because there's no money for medicine, and that slows down their education."

"Since last year, it has been challenging for me to raise money to pay for the treatment of my stomach pains. Also, the condition hindered me from taking strenuous tasks to generate money for the medication. Little had I begun to lose hope than Give Directly sent me the first cash transfer. I am grateful because the money enabled me to buy the medicine. My health is gradually getting better courtesy of the transfers."

"I am an elderly widow. I occasionally rely on my son, a whacker in the village, to help me out financially so I can buy food, medicine, and other personal effects. On my two acres of land, I grow my own food. I haven't planted anything on my farm for the past two years, owing to a lack of rain. Because I was starving, I ate every grain I had kept in the granary. I'm now interested in starting a chicken farm as a secondary source of income. This will enable me to relieve some of my son's financial burden. I purchased five hens when I got my first transfer. This is a wise investment in my aspirations to own a poultry farm. They will grow in number over the next few months. I'll sell a small portion so I can make money and take care of my most important needs."

"My spouse has more than one wife, and he rarely provides for us because he does not have a reliable source of income leaving me with the role of both father and mother. I sell charcoal which is the main economic activity in our area but it does not pay well because its market is flooded. Still, I have always provided for my family however little. I am glad the transfers came in handy when my son was joining college. I added part of the money I had saved to KES 5300 of the transfers and paid for his admission fee. Besides that, I was unwell when I recently received the transfers and used KES 200 to purchase the medicines that had been prescribed by the doctor. KES 2000 I spent on some of the foodstuffs for my family while KES 1500 I used to purchase two ducks for rearing hoping to sell some of them in the future after they will have reproduced."

"Recieving this money would help me to buy livestock such as goats. I would buy six goats which would cost me Mk120,000. I would buy goats because they are easier to take care considering my age and health which is deteriorating slowly and I would sell them to be able to provide food and medicine."

"Lately, my health condition has been deteriorating. Often I have visited the hospital and also used local medicines from local doctors, but my condition has not improved. My legs are swollen and painful, hindering me from working. I fully depend on my son who is employed to work in a hardware store. My health condition is a burden to him because it is difficult for him to provide food and take care of me with his little salary. When I was enrolled in the program, I was very happy because I hatched a plan of investing money into buying some goats. Through rearing the goats, I will create wealth and this will help cater to my medical expenses and those of my family."

"Being the middle of the month, I had spent all KES 9,000 monthly income I made from supplying herbal medicine to a local doctor in my village. Things were getting tough again, making it difficult to cover needs such as tuition fees for my children. So I spent KES 1,500 to pay school fees for my four children, who had missed a week of lessons due to unpaid balances. I saved the other half of the transfer. The plan is to supplement it with my monthly wage in order to purchase a goat for KES 3,000. This goat will not only be an evident investment from Give Directly remittances, but also a solid source of income in the future as it reproduces and grows the herd."

"Since I received my transfer, I have witnessed a significant improvement in my daughter's life since part of the transfer helped me to obtain medicines for her. Seeing her stronger has sparked a desire for me to revitalize my business. I hope to save some money to use as capital to help my business get back on track. My husband will be relieved of all family responsibility when I resume my business work, despite the fact that what he earns is low and unpredictable. He is a tailor, and his business has been performing poorly in recent months, causing our family to struggle to meet basic needs such as food and school fees for our children."

"My brother Shadrack who is currently taking a medicine course at the Kenya Medical Training College has organized for a fund drive to raise the college fee. Since I was among the committee members in the fund drive, I contributed KES 4000 of my transfer for the fund drive. I am glad he was able to raise enough money for his fees and as we speak he is in college pursuing his medical course. When I received the first three months' transfers I invested them in goats for rearing. So far, I have two goats. With the current drought, getting their feed has become a challenge forcing us to buy their feeds. Therefore, I used KES 5000 to purchase the feeds for the goats."

"I plan to use portion of my transfer to pay manpower to work on my farm since I am old now and unable to do hard work. I also plan to send my grandchildren to school that will make them become great leaders of the future. Moreover, when we go to the hospital here they always give us pepper to buy medicines outside of the health facilities since they do not have medicines there. So I will use portion of my transfer to also treat my wife and myself so we can be healthy and live longer. Finally, I will fix my house by installing doors to the room's and buying some chairs for my living room. I will buy my wife some new stuffs such as clothes, bags ect...and also use some for our feeding and up keep."