"We added the token payment to some savings and bought a cow worth 16000 KES."

"I am planning to spend my second transfer to buy more Iron sheets and cement to enable me finish roofing my house. I will also buy an ox-plough and a cow that will enable me dig people's gardens for money."

"I spent my first transfer on buying a cow worth 350,000ugx for rearing. This cow will provide me with milk for both home consumption and for sell."

"I am planning to spend my next transfer on buying cows for rearing. By doing so, I will get milk for drinking and also for sell to enable me earn a living."

"I am planning to spend my next transfer on buying a cow for rearing. I will also buy more iron sheets and bricks to add on what I currently have and in that way I will build my house."

"My proudest achievement is being able to build my current house from money we got after selling our two cows.My husband bought the cows when they were still young after getting a good maize harvest."

"I would like to use part of the money to build a kitchen to get a place where I can prepare meals for my family and act as sleeping room for my children. Secondly l would wish to pay school fees for my sibling who is in college and has fees problem and my son in form one. Lastly I would like to buy a cow to help us in future."

"I would like to use part of the money to go back to school since I dropped out of school in form one because of lack of school fees. Finally l would like to buy the rest of the money to buy six cows and two goats to help us save the money which we will use to pay school fees ."

"I plan to buy household items like chairs,tables and cupboard because my house does not have furnitures. I will also buy cows and do cattle keeping."

"Firstly, I intend to use part of the transfer to pay school levies for my five children in primary school. Secondly, I plan to use another part of the transfer to build a house in my own piece of land, so that I have my own home. Lastly, I plan to use the remaining amount to buy a cow and a sheep, as an investment for future use."