"The achievement I am very proud of is, having bought a cow, using savings from my shop, that is now providing us with milk for family use, instead of buying. "

"Being able to buy a cow after selling beans from my farm after a good harvest is my biggest achievement.l am hoping the cow will give birth to a healthy calf and produce alot of milk."

"Firstly, I intend to use part of the transfer to enrol my son for a mechanical engineering course. Secondly I plan to use another part of the transfer to build a house for my son, so that they could have a sleeping place, because currently, they sleeping in a neighbour's house. Finally, I plan to use the remaining amount to buy a cow that would provide us with milk for family use, instead of buying."

"My first plan is to use part of the transfer to buy furniture. Secondly, I plan to use another part of the transfer to buy a cow, that would provide us with milk for family use. Lastly, I intend to use the remaining amount to pay school fees for my son, who is in secondary school in form three."

"I would like to use part of the money to pay school fees for my two sons who are in standard eight and are joining form one next year. Secondly l would wish to buy household items for my house. Finally l would like to buy a cow which can act as security incase of any emergency."

"I would like to use part of the money to build my own house since l do not have any house. Secondly l would wish to buy a cow to act as security incase of any emergency. Lastly, I would like to pay school fees for my sibling who is in form one and has fees problem."

"I am planning to hire Labour with my upcoming transfer to work on my house and last longer because the first transfer could not meet labour costs. Am also planning to buy a cow for milk."

"I spent my first transfer on a cow worth 250.000.ugx for a plot of land for my children. I also bought iron sheets for the shade of my house because the rain has been affecting it badly. This makes me happy."

"I spent my first transfer on a cow, iron sheets, a mattress and a bed because I did not have all these. In a near by future I will sell off this cow for a plot of land where I can build a good house. I feel happy."

"I spent my first transfer on 2 goats worth 125.000.UGX and hired some land for farming because I want to get a cow from these goats and grow rice for sale as a way of improving my income. Am glad."