"Our first plan is to use part of the transfer to plaster the walls and floor of our house. Secondly, we intend to use another part of the transfer to buy a cow, that would provide us with milk for family use. Lastly, we plan to use the remaining amount to plough our farms and buy seeds, which we plan to plant in the farms."

"I plan to spend my transfer on building a bigger iron roofed house since I currently stay in a one room grass thatched house Secondly I plan to use part of the transfer to buy a cow and sheeps"

"I used my second transfer to pay tuition for my son who is studying carpentry. I have a balance that am going to use to buy a cow for rearing."

"Well, a cow, iron sheets, building materials, solar panel, and clothes! I used my second fransfer these items because I needed them most and I am living a better life now."

"Oh Yes, 2 cows, building materials and food! I used my second transfer to buy cows for my children's school fees in future, and building materials for a 3 bedroomed house from the one I have been having which is very smaller for my family. I also bought food for my family."

"I am living in a leaking thatched house so planning to build an iron roofed house and buy a cow for ploughing when I receive the upcoming transfer payment."

"I am planning to spend my upcoming transfer on building a new house, buying a cow and doing farming"

"I'm planning to spend my upcoming cash transfer on building a house because my current roof is too rusty and leaks more than a grass thatched house does. I will also pay school fees for my children and buy a cow that I can milk and benefit from its dairy products."

"I'm planning to spend my upcoming cash transfer on buying a cow. I have HIV virus and I'm always advised at the hospital to eat balanced diet. So I will buy a cow that I can milk and drink milk for me to be healthy. I will also build a house because the one I'm currently staying in is leaking and is too small to accommodate all my family members. "

"Am planning to spend my upcoming transfer on renovating my house and buy a dairy cow for milk and sell the surplus to earn my daily income."