I spent my third transfer on building a decent spacious house in my own homestead . I also paid loan which overdue and paid school fees for my children who were in primary and nursery school respectively.

I spent my transfer on buying building materials which were used in building my new home after I moved from my father's home to my own home. I then spent the rest of the transfer on paying off some debt that I was owing and had accrued a lot of interest.

The biggest difference in my daily life is that, I feel more calm and relieved because I am now debt free because I was able to settle the bad debt that had been weighing me down.

I spent the token transfer buying 10 iron sheets for building kitchen to prevent me from harsh weather while cooking, I also bought a new mattress to enable me have a comfort while sleeping and what remain I spent on buying one sack of maize.

I was very excited and happy because I already drafted a plan on how to spent that money without wasting it.